DataFrame
NO COMPARISON TARGET
699303
ROWS
169176
DUPLICATES
1.0 GB
RAM
68
FEATURES
21
CATEGORICAL
45
NUMERICAL
2
TEXT
2.3.1
Get updates, docs & report issues here
Created & maintained by Francois Bertrand
Graphic design by Jean-Francois Hains
1
loan_amnt
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
1,546
(<1%)
ZEROES:
---
MAX
40,000
95%
35,000
Q3
20,000
AVG
14,501
MEDIAN
12,000
Q1
7,200
5%
3,000
MIN
1,000
RANGE
39,000
IQR
12,800
STD
9,226
VAR
85.1M
KURT.
-0.047
SKEW
0.839
SUM
10.1B
2
funded_amnt
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
1,546
(<1%)
ZEROES:
---
MAX
40,000
95%
35,000
Q3
20,000
AVG
14,501
MEDIAN
12,000
Q1
7,200
5%
3,000
MIN
1,000
RANGE
39,000
IQR
12,800
STD
9,226
VAR
85.1M
KURT.
-0.047
SKEW
0.839
SUM
10.1B
3
funded_amnt_inv
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
1,564
(<1%)
ZEROES:
---
MAX
40,000
95%
35,000
Q3
20,000
AVG
14,496
MEDIAN
12,000
Q1
7,200
5%
3,000
MIN
725
RANGE
39,275
IQR
12,800
STD
9,223
VAR
85.1M
KURT.
-0.047
SKEW
0.839
SUM
10.1B
4
term
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
5
int_rate
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
258
(<1%)
31,711
5%
-
-
11.49%
26,374
4%
-
-
5.32%
24,591
4%
-
-
13.49%
24,325
3%
-
-
13.99%
23,489
3%
-
-
12.74%
18,663
3%
-
-
10.49%
18,453
3%
-
-
14.99%
531,697
76%
-
-
(Other)
6
installment
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
52,705
(8%)
ZEROES:
---
MAX
1,715
95%
1,042
Q3
602
AVG
447
MEDIAN
370
Q1
238
5%
102
MIN
30
RANGE
1,685
IQR
364
STD
283
VAR
79,901
KURT.
0.592
SKEW
1.02
SUM
312.4M
7
grade
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
7
(<1%)
8
sub_grade
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
35
(<1%)
9
home_ownership
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
5
(<1%)
10
annual_inc
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
32,464
(5%)
ZEROES:
411
(<1%)
MAX
9.6M
95%
0.2M
Q3
0.1M
AVG
0.1M
MEDIAN
0.1M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
9.6M
IQR
47,000
STD
78,251
VAR
6.1B
KURT.
4,693
SKEW
48.3
SUM
55.6B
11
verification_status
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
3
(<1%)
12
issue_d
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
30
(<1%)
13
loan_status
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
14
pymnt_plan
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
1
(<1%)
15
purpose
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
13
(<1%)
16
addr_state
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
50
(<1%)
17
delinq_2yrs
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
24
(<1%)
ZEROES:
561,471
(80%)
MAX
29.0
95%
2.0
Q3
0.0
AVG
0.3
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
29.0
IQR
0.00
STD
0.902
VAR
0.813
KURT.
52.5
SKEW
5.49
SUM
230k
18
earliest_cr_line
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
704
(<1%)
5,512
<1%
-
-
Sep-2004
5,329
<1%
-
-
Sep-2005
5,209
<1%
-
-
Aug-2005
5,209
<1%
-
-
Aug-2004
5,177
<1%
-
-
Sep-2003
5,095
<1%
-
-
Aug-2003
4,886
<1%
-
-
Aug-2006
662,886
95%
-
-
(Other)
19
open_acc
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
75
(<1%)
ZEROES:
9
(<1%)
MAX
86.0
95%
23.0
Q3
15.0
AVG
11.8
MEDIAN
11.0
Q1
8.0
5%
5.0
MIN
0.0
RANGE
86.0
IQR
7.00
STD
5.77
VAR
33.3
KURT.
3.49
SKEW
1.35
SUM
8.2M
20
pub_rec
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
32
(<1%)
ZEROES:
564,196
(81%)
MAX
61.0
95%
1.0
Q3
0.0
AVG
0.2
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
61.0
IQR
0.00
STD
0.668
VAR
0.446
KURT.
734
SKEW
12.9
SUM
175k
21
revol_bal
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
64,130
(9%)
ZEROES:
4,081
(<1%)
MAX
1.1M
95%
0.0M
Q3
0.0M
AVG
0.0M
MEDIAN
0.0M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
1.1M
IQR
13,529
STD
22,743
VAR
517.2M
KURT.
188
SKEW
9.31
SUM
11.3B
22
total_acc
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
132
(<1%)
ZEROES:
---
MAX
176
95%
47
Q3
31
AVG
24
MEDIAN
23
Q1
16
5%
8
MIN
2
RANGE
174
IQR
15.0
STD
12.2
VAR
148
KURT.
2.16
SKEW
1.07
SUM
17.1M
23
initial_list_status
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
24
out_prncp
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
1
(<1%)
25
out_prncp_inv
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
1
(<1%)
26
total_pymnt
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
504,168
(72%)
ZEROES:
844
(<1%)
MAX
64,508
95%
36,493
Q3
19,777
AVG
14,236
MEDIAN
11,349
Q1
6,282
5%
2,214
MIN
0
RANGE
64,508
IQR
13,495
STD
10,373
VAR
107.6M
KURT.
0.601
SKEW
1.07
SUM
10.0B
27
total_pymnt_inv
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
460,192
(66%)
ZEROES:
844
(<1%)
MAX
64,508
95%
36,482
Q3
19,768
AVG
14,231
MEDIAN
11,344
Q1
6,279
5%
2,213
MIN
0
RANGE
64,508
IQR
13,489
STD
10,370
VAR
107.5M
KURT.
0.602
SKEW
1.07
SUM
10.0B
28
total_rec_prncp
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
90,106
(13%)
ZEROES:
1,936
(<1%)
MAX
40,000
95%
32,000
Q3
16,825
AVG
11,992
MEDIAN
10,000
Q1
5,000
5%
1,144
MIN
0
RANGE
40,000
IQR
11,825
STD
9,319
VAR
86.8M
KURT.
0.363
SKEW
1.01
SUM
8.4B
29
total_rec_int
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
296,069
(42%)
ZEROES:
1,993
(<1%)
MAX
25,563
95%
6,155
Q3
2,584
AVG
1,974
MEDIAN
1,300
Q1
608
5%
119
MIN
0
RANGE
25,563
IQR
1,976
STD
2,097
VAR
4.4M
KURT.
9.12
SKEW
2.46
SUM
1.4B
30
total_rec_late_fee
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
7,545
(1%)
ZEROES:
660,878
(95%)
MAX
1,599
95%
15
Q3
0
AVG
2
MEDIAN
0
Q1
0
5%
0
MIN
-0
RANGE
1,599
IQR
0.00
STD
14.4
VAR
207
KURT.
839
SKEW
19.8
SUM
1.5M
31
recoveries
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
58,738
(8%)
ZEROES:
602,232
(86%)
MAX
39,860
95%
1,930
Q3
0
AVG
268
MEDIAN
0
Q1
0
5%
0
MIN
0
RANGE
39,860
IQR
0.00
STD
1,016
VAR
1.0M
KURT.
116
SKEW
7.94
SUM
187.2M
32
collection_recovery_fee
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
61,403
(9%)
ZEROES:
602,239
(86%)
MAX
7,175
95%
337
Q3
0
AVG
47
MEDIAN
0
Q1
0
5%
0
MIN
0
RANGE
7,175
IQR
0.00
STD
181
VAR
32,803
KURT.
119
SKEW
8.09
SUM
33.0M
33
last_pymnt_amnt
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
345,584
(49%)
ZEROES:
1,849
(<1%)
MAX
42,149
95%
23,265
Q3
9,607
AVG
6,285
MEDIAN
3,072
Q1
474
5%
62
MIN
0
RANGE
42,149
IQR
9,133
STD
7,777
VAR
60.5M
KURT.
2.44
SKEW
1.64
SUM
4.4B
34
collections_12_mths_ex_med
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
14
(<1%)
ZEROES:
685,806
(98%)
MAX
20.0
95%
0.0
Q3
0.0
AVG
0.0
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
20.0
IQR
0.00
STD
0.165
VAR
0.027
KURT.
705
SKEW
15.1
SUM
14,791
35
policy_code
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
1
(<1%)
36
application_type
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
37
acc_now_delinq
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
5
(<1%)
38
tot_coll_amt
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
9,131
(1%)
ZEROES:
581,473
(83%)
MAX
6.2M
95%
0.0M
Q3
0.0M
AVG
0.0M
MEDIAN
0.0M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
6.2M
IQR
0.00
STD
10,210
VAR
104.2M
KURT.
297k
SKEW
523
SUM
192.5M
39
tot_cur_bal
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
266,254
(38%)
ZEROES:
316
(<1%)
MAX
5.4M
95%
0.4M
Q3
0.2M
AVG
0.1M
MEDIAN
0.1M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
5.4M
IQR
188k
STD
163k
VAR
26.6B
KURT.
20.3
SKEW
2.72
SUM
102.0B
40
total_rev_hi_lim
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
11,999
(2%)
ZEROES:
394
(<1%)
MAX
1.7M
95%
0.1M
Q3
0.0M
AVG
0.0M
MEDIAN
0.0M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
1.7M
IQR
28,500
STD
35,065
VAR
1.2B
KURT.
92.1
SKEW
5.60
SUM
24.3B
41
acc_open_past_24mths
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
50
(<1%)
ZEROES:
24,839
(4%)
MAX
61.0
95%
11.0
Q3
7.0
AVG
4.9
MEDIAN
4.0
Q1
3.0
5%
1.0
MIN
0.0
RANGE
61.0
IQR
4.00
STD
3.35
VAR
11.2
KURT.
4.35
SKEW
1.41
SUM
3.4M
42
chargeoff_within_12_mths
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
10
(<1%)
43
delinq_amnt
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
1,226
(<1%)
ZEROES:
696,193
(>99%)
MAX
185k
95%
0k
Q3
0k
AVG
0k
MEDIAN
0k
Q1
0k
5%
0k
MIN
0k
RANGE
185k
IQR
0.00
STD
902
VAR
814k
KURT.
7,417
SKEW
75.0
SUM
13.3M
44
mo_sin_old_rev_tl_op
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
722
(<1%)
ZEROES:
---
MAX
902
95%
367
Q3
230
AVG
180
MEDIAN
162
Q1
116
5%
47
MIN
1
RANGE
901
IQR
114
STD
97.1
VAR
9,437
KURT.
1.42
SKEW
1.01
SUM
125.9M
45
mo_sin_rcnt_rev_tl_op
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
262
(<1%)
ZEROES:
10,687
(2%)
MAX
438
95%
42
Q3
16
AVG
13
MEDIAN
8
Q1
4
5%
1
MIN
0
RANGE
438
IQR
12.0
STD
16.6
VAR
274
KURT.
23.1
SKEW
3.73
SUM
9.2M
46
mo_sin_rcnt_tl
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
180
(<1%)
ZEROES:
11,007
(2%)
MAX
314
95%
21
Q3
10
AVG
8
MEDIAN
5
Q1
3
5%
1
MIN
0
RANGE
314
IQR
7.00
STD
8.38
VAR
70.3
KURT.
50.7
SKEW
4.80
SUM
5.4M
47
mort_acc
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
33
(<1%)
ZEROES:
287,446
(41%)
MAX
51.0
95%
5.0
Q3
3.0
AVG
1.5
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
51.0
IQR
3.00
STD
1.85
VAR
3.42
KURT.
5.56
SKEW
1.64
SUM
1.1M
48
num_accts_ever_120_pd
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
39
(<1%)
ZEROES:
528,606
(76%)
MAX
51.0
95%
3.0
Q3
0.0
AVG
0.5
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
51.0
IQR
0.00
STD
1.42
VAR
2.01
KURT.
49.1
SKEW
5.31
SUM
378k
49
num_actv_bc_tl
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
36
(<1%)
ZEROES:
17,080
(2%)
MAX
50.0
95%
8.0
Q3
5.0
AVG
3.6
MEDIAN
3.0
Q1
2.0
5%
1.0
MIN
0.0
RANGE
50.0
IQR
3.00
STD
2.32
VAR
5.40
KURT.
4.92
SKEW
1.53
SUM
2.5M
50
num_actv_rev_tl
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
50
(<1%)
ZEROES:
4,103
(<1%)
MAX
72.0
95%
12.0
Q3
7.0
AVG
5.5
MEDIAN
5.0
Q1
3.0
5%
2.0
MIN
0.0
RANGE
72.0
IQR
4.00
STD
3.41
VAR
11.6
KURT.
5.58
SKEW
1.65
SUM
3.9M
51
num_bc_sats
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
50
(<1%)
ZEROES:
7,735
(1%)
MAX
59.0
95%
11.0
Q3
6.0
AVG
4.8
MEDIAN
4.0
Q1
3.0
5%
1.0
MIN
0.0
RANGE
59.0
IQR
3.00
STD
3.13
VAR
9.77
KURT.
7.02
SKEW
1.82
SUM
3.3M
52
num_bc_tl
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
65
(<1%)
ZEROES:
2,002
(<1%)
MAX
70.0
95%
16.0
Q3
10.0
AVG
7.6
MEDIAN
7.0
Q1
4.0
5%
2.0
MIN
0.0
RANGE
70.0
IQR
6.00
STD
4.67
VAR
21.8
KURT.
4.34
SKEW
1.49
SUM
5.3M
53
num_il_tl
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
105
(<1%)
ZEROES:
19,067
(3%)
MAX
159
95%
23
Q3
11
AVG
9
MEDIAN
7
Q1
4
5%
1
MIN
0
RANGE
159
IQR
7.00
STD
7.53
VAR
56.8
KURT.
7.85
SKEW
2.11
SUM
6.1M
54
num_op_rev_tl
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
69
(<1%)
ZEROES:
328
(<1%)
MAX
79.0
95%
17.0
Q3
11.0
AVG
8.3
MEDIAN
7.0
Q1
5.0
5%
3.0
MIN
0.0
RANGE
79.0
IQR
6.00
STD
4.79
VAR
22.9
KURT.
4.91
SKEW
1.57
SUM
5.8M
55
num_rev_accts
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
101
(<1%)
ZEROES:
---
MAX
128
95%
29
Q3
18
AVG
14
MEDIAN
12
Q1
8
5%
4
MIN
2
RANGE
126
IQR
10.0
STD
8.14
VAR
66.3
KURT.
3.94
SKEW
1.44
SUM
9.8M
56
num_rev_tl_bal_gt_0
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
48
(<1%)
ZEROES:
4,078
(<1%)
MAX
65.0
95%
12.0
Q3
7.0
AVG
5.5
MEDIAN
5.0
Q1
3.0
5%
2.0
MIN
0.0
RANGE
65.0
IQR
4.00
STD
3.29
VAR
10.8
KURT.
4.59
SKEW
1.52
SUM
3.8M
57
num_sats
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
75
(<1%)
ZEROES:
10
(<1%)
MAX
85.0
95%
23.0
Q3
15.0
AVG
11.7
MEDIAN
11.0
Q1
8.0
5%
5.0
MIN
0.0
RANGE
85.0
IQR
7.00
STD
5.75
VAR
33.1
KURT.
3.47
SKEW
1.35
SUM
8.2M
58
num_tl_30dpd
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
5
(<1%)
59
num_tl_90g_dpd_24m
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
23
(<1%)
ZEROES:
660,686
(94%)
MAX
29.0
95%
1.0
Q3
0.0
AVG
0.1
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
29.0
IQR
0.00
STD
0.512
VAR
0.262
KURT.
271
SKEW
13.0
SUM
61,109
60
num_tl_op_past_12m
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
32
(<1%)
ZEROES:
115,645
(17%)
MAX
32.0
95%
6.0
Q3
3.0
AVG
2.3
MEDIAN
2.0
Q1
1.0
5%
0.0
MIN
0.0
RANGE
32.0
IQR
2.00
STD
1.95
VAR
3.82
KURT.
4.65
SKEW
1.49
SUM
1.6M
61
pub_rec_bankruptcies
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
10
(<1%)
62
tax_liens
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
30
(<1%)
ZEROES:
672,123
(96%)
MAX
61.0
95%
0.0
Q3
0.0
AVG
0.1
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
61.0
IQR
0.00
STD
0.462
VAR
0.214
KURT.
3,137
SKEW
33.9
SUM
44,777
63
tot_hi_cred_lim
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
277,434
(40%)
ZEROES:
10
(<1%)
MAX
10.0M
95%
0.5M
Q3
0.3M
AVG
0.2M
MEDIAN
0.1M
Q1
0.1M
5%
0.0M
MIN
0.0M
RANGE
10.0M
IQR
211k
STD
184k
VAR
33.9B
KURT.
76.2
SKEW
3.66
SUM
127.4B
64
total_bal_ex_mort
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
140,511
(20%)
ZEROES:
513
(<1%)
MAX
1.6M
95%
0.1M
Q3
0.1M
AVG
0.1M
MEDIAN
0.0M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
1.6M
IQR
44,346
STD
50,402
VAR
2.5B
KURT.
27.4
SKEW
3.55
SUM
36.3B
65
total_bc_limit
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
5,879
(<1%)
ZEROES:
8,116
(1%)
MAX
1.1M
95%
0.1M
Q3
0.0M
AVG
0.0M
MEDIAN
0.0M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
1.1M
IQR
21,700
STD
22,964
VAR
527.4M
KURT.
21.4
SKEW
2.90
SUM
16.2B
66
total_il_high_credit_limit
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
128,751
(18%)
ZEROES:
75,238
(11%)
MAX
2.0M
95%
0.1M
Q3
0.1M
AVG
0.0M
MEDIAN
0.0M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
2.0M
IQR
44,419
STD
45,513
VAR
2.1B
KURT.
24.5
SKEW
3.01
SUM
31.5B
67
hardship_flag
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
1
(<1%)
68
debt_settlement_flag
VALUES:
699,303
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
Associations
[Only including dataset "DataFrame"]
■ Squares are categorical associations (uncertainty coefficient & correlation ratio) from 0 to 1. The uncertainty coefficient is assymmetrical, (i.e. ROW LABEL values indicate how much they PROVIDE INFORMATION to each LABEL at the TOP).

• Circles are the symmetrical numerical correlations (Pearson's) from -1 to 1. The trivial diagonal is intentionally left blank for clarity.
Associations
[Only including dataset "None"]
■ Squares are categorical associations (uncertainty coefficient & correlation ratio) from 0 to 1. The uncertainty coefficient is assymmetrical, (i.e. ROW LABEL values indicate how much they PROVIDE INFORMATION to each LABEL at the TOP).

• Circles are the symmetrical numerical correlations (Pearson's) from -1 to 1. The trivial diagonal is intentionally left blank for clarity.
loan_amnt
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
funded_amnt
1.00
funded_amnt_inv
1.00
installment
0.96
total_pymnt_inv
0.85
total_pymnt
0.85
total_rec_prncp
0.78
total_rec_int
0.63
last_pymnt_amnt
0.54
total_bc_limit
0.35
total_rev_hi_lim
0.33
tot_hi_cred_lim
0.33
revol_bal
0.31
tot_cur_bal
0.30
annual_inc
0.29

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
0.35
purpose
0.21
home_ownership
0.16
sub_grade
0.15
grade
0.14
verification_status
0.13
application_type
0.11
loan_status
0.07
addr_state
0.07
pub_rec_bankruptcies
0.07
initial_list_status
0.07
issue_d
0.05
debt_settlement_flag
0.01
chargeoff_within_12_mths
0.01
MOST FREQUENT VALUES
10000.0
55,640
8.0%
20000.0
37,381
5.3%
12000.0
36,904
5.3%
15000.0
36,290
5.2%
5000.0
29,584
4.2%
8000.0
26,796
3.8%
35000.0
25,954
3.7%
6000.0
25,303
3.6%
16000.0
20,841
3.0%
30000.0
18,458
2.6%
25000.0
17,984
2.6%
24000.0
17,454
2.5%
18000.0
14,438
2.1%
7000.0
13,093
1.9%
4000.0
11,581
1.7%
SMALLEST VALUES
1000.0
3,951
0.6%
1025.0
16
<0.1%
1050.0
17
<0.1%
1075.0
10
<0.1%
1100.0
104
<0.1%
1125.0
18
<0.1%
1150.0
18
<0.1%
1200.0
1,321
0.2%
1225.0
9
<0.1%
1250.0
36
<0.1%
1275.0
25
<0.1%
1300.0
133
<0.1%
1325.0
16
<0.1%
1350.0
21
<0.1%
1375.0
22
<0.1%
LARGEST VALUES
40000.0
9,239
1.3%
39975.0
5
<0.1%
39950.0
1
<0.1%
39925.0
8
<0.1%
39900.0
11
<0.1%
39850.0
1
<0.1%
39825.0
2
<0.1%
39800.0
3
<0.1%
39775.0
9
<0.1%
39750.0
6
<0.1%
39725.0
6
<0.1%
39700.0
1
<0.1%
39675.0
2
<0.1%
39650.0
2
<0.1%
39600.0
49
<0.1%
funded_amnt
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
loan_amnt
1.00
funded_amnt_inv
1.00
installment
0.96
total_pymnt_inv
0.85
total_pymnt
0.85
total_rec_prncp
0.78
total_rec_int
0.63
last_pymnt_amnt
0.54
total_bc_limit
0.35
total_rev_hi_lim
0.33
tot_hi_cred_lim
0.33
revol_bal
0.31
tot_cur_bal
0.30
annual_inc
0.29

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
0.35
purpose
0.21
home_ownership
0.16
sub_grade
0.15
grade
0.14
verification_status
0.13
application_type
0.11
loan_status
0.07
addr_state
0.07
pub_rec_bankruptcies
0.07
initial_list_status
0.07
issue_d
0.05
debt_settlement_flag
0.01
chargeoff_within_12_mths
0.01
MOST FREQUENT VALUES
10000.0
55,642
8.0%
20000.0
37,380
5.3%
12000.0
36,904
5.3%
15000.0
36,290
5.2%
5000.0
29,584
4.2%
8000.0
26,796
3.8%
35000.0
25,954
3.7%
6000.0
25,303
3.6%
16000.0
20,841
3.0%
30000.0
18,458
2.6%
25000.0
17,984
2.6%
24000.0
17,454
2.5%
18000.0
14,437
2.1%
7000.0
13,093
1.9%
4000.0
11,581
1.7%
SMALLEST VALUES
1000.0
3,951
0.6%
1025.0
16
<0.1%
1050.0
17
<0.1%
1075.0
10
<0.1%
1100.0
104
<0.1%
1125.0
18
<0.1%
1150.0
18
<0.1%
1200.0
1,321
0.2%
1225.0
9
<0.1%
1250.0
36
<0.1%
1275.0
25
<0.1%
1300.0
133
<0.1%
1325.0
16
<0.1%
1350.0
21
<0.1%
1375.0
22
<0.1%
LARGEST VALUES
40000.0
9,239
1.3%
39975.0
5
<0.1%
39950.0
1
<0.1%
39925.0
8
<0.1%
39900.0
11
<0.1%
39850.0
1
<0.1%
39825.0
2
<0.1%
39800.0
3
<0.1%
39775.0
9
<0.1%
39750.0
6
<0.1%
39725.0
6
<0.1%
39700.0
1
<0.1%
39675.0
2
<0.1%
39650.0
2
<0.1%
39600.0
49
<0.1%
funded_amnt_inv
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
funded_amnt
1.00
loan_amnt
1.00
installment
0.96
total_pymnt_inv
0.85
total_pymnt
0.85
total_rec_prncp
0.78
total_rec_int
0.63
last_pymnt_amnt
0.54
total_bc_limit
0.35
total_rev_hi_lim
0.33
tot_hi_cred_lim
0.33
revol_bal
0.31
tot_cur_bal
0.30
annual_inc
0.29

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
0.35
purpose
0.21
home_ownership
0.16
sub_grade
0.15
grade
0.14
verification_status
0.13
application_type
0.11
loan_status
0.07
addr_state
0.07
pub_rec_bankruptcies
0.07
initial_list_status
0.07
issue_d
0.05
debt_settlement_flag
0.01
chargeoff_within_12_mths
0.01
MOST FREQUENT VALUES
10000.0
53,915
7.7%
12000.0
35,693
5.1%
20000.0
35,342
5.1%
15000.0
34,628
5.0%
5000.0
29,067
4.2%
8000.0
26,076
3.7%
6000.0
24,819
3.5%
35000.0
23,606
3.4%
16000.0
20,010
2.9%
30000.0
17,171
2.5%
25000.0
16,950
2.4%
24000.0
16,491
2.4%
18000.0
13,760
2.0%
7000.0
12,766
1.8%
4000.0
11,423
1.6%
SMALLEST VALUES
725.0
2
<0.1%
750.0
16
<0.1%
775.0
1
<0.1%
800.0
2
<0.1%
925.0
4
<0.1%
950.0
13
<0.1%
975.0
23
<0.1%
1000.0
3,899
0.6%
1025.0
16
<0.1%
1050.0
17
<0.1%
1075.0
9
<0.1%
1100.0
105
<0.1%
1125.0
18
<0.1%
1150.0
21
<0.1%
1175.0
10
<0.1%
LARGEST VALUES
40000.0
8,605
1.2%
39975.0
210
<0.1%
39950.0
72
<0.1%
39925.0
33
<0.1%
39900.0
16
<0.1%
39875.0
3
<0.1%
39850.0
3
<0.1%
39825.0
3
<0.1%
39800.0
5
<0.1%
39775.0
7
<0.1%
39750.0
180
<0.1%
39725.0
74
<0.1%
39700.0
57
<0.1%
39675.0
16
<0.1%
39650.0
5
<0.1%
term
MISSING:
---
TOP CATEGORIES
36 months
551,272
79%
60 months
148,031
21%
ALL
699,303
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
term
PROVIDES INFORMATION ON...
pymnt_plan
1.00
out_prncp
1.00
out_prncp_inv
1.00
policy_code
1.00
hardship_flag
1.00
grade
0.05
initial_list_status
0.03
sub_grade
0.02
loan_status
0.02
application_type
0.01
home_ownership
0.00
purpose
0.00
debt_settlement_flag
0.00
issue_d
0.00

THESE FEATURES
GIVE INFORMATION
ON term:
sub_grade
0.15
grade
0.14
initial_list_status
0.03
loan_status
0.02
purpose
0.01
home_ownership
0.01
issue_d
0.01
application_type
0.00
verification_status
0.00
addr_state
0.00
debt_settlement_flag
0.00
pub_rec_bankruptcies
0.00
chargeoff_within_12_mths
0.00
acc_now_delinq
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
CORRELATION RATIO WITH...
total_rec_int
0.39
funded_amnt_inv
0.35
funded_amnt
0.35
loan_amnt
0.35
last_pymnt_amnt
0.29
total_pymnt_inv
0.24
total_pymnt
0.24
recoveries
0.17
total_rec_prncp
0.17
collection_recovery_fee
0.16
installment
0.13
tot_cur_bal
0.10
tot_hi_cred_lim
0.10
mort_acc
0.09
int_rate
MISSING:
---
31,711
5%
-
-
11.49%
26,374
4%
-
-
5.32%
24,591
4%
-
-
13.49%
24,325
3%
-
-
13.99%
23,489
3%
-
-
12.74%
18,663
3%
-
-
10.49%
18,453
3%
-
-
14.99%
18,020
3%
-
-
15.99%
17,107
2%
-
-
8.24%
16,435
2%
-
-
16.99%
16,363
2%
-
-
18.99%
15,986
2%
-
-
11.44%
14,430
2%
-
-
11.99%
13,557
2%
-
-
17.99%
13,194
2%
-
-
11.39%
11,884
2%
-
-
7.99%
10,978
2%
-
-
11.47%
10,718
2%
-
-
19.99%
10,637
2%
-
-
9.75%
10,544
2%
-
-
10.75%
9,767
1%
-
-
6.99%
9,693
1%
-
-
9.16%
9,586
1%
-
-
12.99%
8,758
1%
-
-
8.39%
8,555
1%
-
-
13.67%
8,469
1%
-
-
7.49%
8,269
1%
-
-
14.46%
8,220
1%
-
-
7.39%
7,942
1%
-
-
12.79%
7,697
1%
-
-
10.99%
7,496
1%
-
-
7.89%
7,178
1%
-
-
15.31%
6,723
<1%
-
-
14.49%
6,517
<1%
-
-
7.24%
6,226
<1%
-
-
6.49%
6,149
<1%
-
-
15.59%
5,785
<1%
-
-
9.49%
5,726
<1%
-
-
8.99%
5,705
<1%
-
-
16.29%
5,455
<1%
-
-
22.74%
4,989
<1%
-
-
17.27%
4,854
<1%
-
-
23.99%
4,694
<1%
-
-
6.97%
4,545
<1%
-
-
21.49%
3,546
<1%
-
-
18.25%
3,242
<1%
-
-
8.59%
3,025
<1%
-
-
25.49%
2,428
<1%
-
-
17.97%
2,424
<1%
-
-
26.24%
2,389
<1%
-
-
24.74%
2,375
<1%
-
-
28.69%
2,351
<1%
-
-
15.02%
2,265
<1%
-
-
13.56%
2,179
<1%
-
-
16.14%
2,151
<1%
-
-
19.53%
2,151
<1%
-
-
14.47%
2,129
<1%
-
-
16.91%
2,042
<1%
-
-
10.78%
2,031
<1%
-
-
9.80%
2,030
<1%
-
-
7.59%
144,088
21%
-
-
(Other)
installment
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
funded_amnt
0.96
loan_amnt
0.96
funded_amnt_inv
0.96
total_pymnt
0.82
total_pymnt_inv
0.82
total_rec_prncp
0.75
total_rec_int
0.61
last_pymnt_amnt
0.48
total_bc_limit
0.32
total_rev_hi_lim
0.30
revol_bal
0.30
tot_hi_cred_lim
0.29
annual_inc
0.28
tot_cur_bal
0.27

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
purpose
0.20
sub_grade
0.19
grade
0.18
verification_status
0.16
term
0.13
home_ownership
0.13
application_type
0.10
addr_state
0.08
loan_status
0.07
pub_rec_bankruptcies
0.07
issue_d
0.04
debt_settlement_flag
0.01
num_tl_30dpd
0.00
chargeoff_within_12_mths
0.00
MOST FREQUENT VALUES
329.72
2,730
0.4%
301.15
2,418
0.3%
164.86
1,802
0.3%
361.38
1,800
0.3%
339.31
1,756
0.3%
197.83
1,710
0.2%
602.3
1,699
0.2%
395.66
1,683
0.2%
335.69
1,659
0.2%
263.78
1,656
0.2%
451.73
1,628
0.2%
314.48
1,581
0.2%
494.57
1,549
0.2%
324.98
1,479
0.2%
659.43
1,366
0.2%
SMALLEST VALUES
30.12
44
<0.1%
30.46
12
<0.1%
30.48
3
<0.1%
30.51
2
<0.1%
30.64
5
<0.1%
30.65
22
<0.1%
30.73
5
<0.1%
30.75
12
<0.1%
30.8
1
<0.1%
30.87
7
<0.1%
30.88
29
<0.1%
30.89
5
<0.1%
30.98
8
<0.1%
30.99
48
<0.1%
31.04
21
<0.1%
LARGEST VALUES
1715.42
4
<0.1%
1676.23
1
<0.1%
1670.15
1
<0.1%
1628.08
1
<0.1%
1597.6
1
<0.1%
1587.23
2
<0.1%
1587.02
2
<0.1%
1584.9
6
<0.1%
1577.1
1
<0.1%
1569.11
6
<0.1%
1568.25
4
<0.1%
1566.8
1
<0.1%
1566.59
2
<0.1%
1556.75
3
<0.1%
1542.98
4
<0.1%
grade
MISSING:
---
TOP CATEGORIES
C
211,316
30%
B
208,131
30%
A
123,849
18%
D
97,506
14%
E
40,561
6%
F
13,950
2%
G
3,990
<1%
ALL
699,303
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
grade
PROVIDES INFORMATION ON...
pymnt_plan
1.00
out_prncp
1.00
out_prncp_inv
1.00
policy_code
1.00
hardship_flag
1.00
sub_grade
0.50
term
0.14
loan_status
0.07
verification_status
0.03
initial_list_status
0.03
debt_settlement_flag
0.02
pub_rec_bankruptcies
0.01
purpose
0.01
chargeoff_within_12_mths
0.01

THESE FEATURES
GIVE INFORMATION
ON grade:
sub_grade
1.00
term
0.05
loan_status
0.02
verification_status
0.02
initial_list_status
0.01
purpose
0.01
issue_d
0.01
home_ownership
0.00
pub_rec_bankruptcies
0.00
debt_settlement_flag
0.00
addr_state
0.00
application_type
0.00
chargeoff_within_12_mths
0.00
acc_now_delinq
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
grade
CORRELATION RATIO WITH...
total_rec_int
0.40
total_bc_limit
0.26
total_rev_hi_lim
0.22
num_tl_op_past_12m
0.20
recoveries
0.20
acc_open_past_24mths
0.20
collection_recovery_fee
0.19
installment
0.18
tot_hi_cred_lim
0.16
mo_sin_old_rev_tl_op
0.15
funded_amnt_inv
0.14
funded_amnt
0.14
loan_amnt
0.14
mort_acc
0.13
sub_grade
MISSING:
---
TOP CATEGORIES
B5
51,454
7%
C1
50,826
7%
B4
43,216
6%
C2
41,880
6%
C4
41,039
6%
B1
39,787
6%
C3
39,254
6%
C5
38,317
5%
B3
37,320
5%
B2
36,354
5%
A1
30,434
4%
A5
27,916
4%
D1
27,389
4%
A4
25,749
4%
D2
22,996
3%
D3
20,122
3%
A2
19,939
3%
(Other)
105,311
15%
ALL
699,303
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
sub_grade
PROVIDES INFORMATION ON...
grade
1.00
pymnt_plan
1.00
out_prncp
1.00
out_prncp_inv
1.00
policy_code
1.00
hardship_flag
1.00
term
0.15
loan_status
0.07
verification_status
0.04
initial_list_status
0.03
debt_settlement_flag
0.03
pub_rec_bankruptcies
0.01
purpose
0.01
chargeoff_within_12_mths
0.01

THESE FEATURES
GIVE INFORMATION
ON sub_grade:
grade
0.50
term
0.02
verification_status
0.01
loan_status
0.01
issue_d
0.01
purpose
0.01
initial_list_status
0.00
home_ownership
0.00
pub_rec_bankruptcies
0.00
debt_settlement_flag
0.00
addr_state
0.00
application_type
0.00
chargeoff_within_12_mths
0.00
acc_now_delinq
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
CORRELATION RATIO WITH...
total_rec_int
0.41
total_bc_limit
0.29
total_rev_hi_lim
0.24
num_tl_op_past_12m
0.21
acc_open_past_24mths
0.21
recoveries
0.20
collection_recovery_fee
0.20
installment
0.19
tot_hi_cred_lim
0.17
mo_sin_old_rev_tl_op
0.16
funded_amnt_inv
0.15
funded_amnt
0.15
loan_amnt
0.15
mort_acc
0.15
home_ownership
MISSING:
---
TOP CATEGORIES
MORTGAGE
343,797
49%
RENT
269,704
39%
OWN
84,625
12%
ANY
1,173
<1%
NONE
4
<1%
ALL
699,303
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
home_ownership
PROVIDES INFORMATION ON...
pymnt_plan
1.00
out_prncp
1.00
out_prncp_inv
1.00
policy_code
1.00
hardship_flag
1.00
application_type
0.02
purpose
0.02
term
0.01
addr_state
0.01
loan_status
0.01
num_tl_30dpd
0.01
acc_now_delinq
0.00
grade
0.00
debt_settlement_flag
0.00

THESE FEATURES
GIVE INFORMATION
ON home_ownership:
addr_state
0.03
purpose
0.02
sub_grade
0.01
grade
0.01
term
0.00
loan_status
0.00
application_type
0.00
issue_d
0.00
verification_status
0.00
initial_list_status
0.00
debt_settlement_flag
0.00
pub_rec_bankruptcies
0.00
num_tl_30dpd
0.00
acc_now_delinq
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
CORRELATION RATIO WITH...
mort_acc
0.50
tot_hi_cred_lim
0.50
tot_cur_bal
0.50
total_acc
0.21
mo_sin_old_rev_tl_op
0.20
total_rev_hi_lim
0.18
total_rec_prncp
0.18
total_pymnt_inv
0.17
total_pymnt
0.17
funded_amnt_inv
0.16
loan_amnt
0.16
funded_amnt
0.16
last_pymnt_amnt
0.16
revol_bal
0.16
annual_inc
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_hi_cred_lim
0.39
tot_cur_bal
0.37
total_bal_ex_mort
0.30
funded_amnt
0.29
loan_amnt
0.29
funded_amnt_inv
0.29
total_rev_hi_lim
0.28
installment
0.28
revol_bal
0.27
total_pymnt_inv
0.27
total_pymnt
0.27
total_rec_prncp
0.27
total_il_high_credit_limit
0.26
total_bc_limit
0.26

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.13
sub_grade
0.10
grade
0.09
addr_state
0.08
purpose
0.06
application_type
0.05
pub_rec_bankruptcies
0.05
term
0.05
verification_status
0.04
loan_status
0.04
initial_list_status
0.03
issue_d
0.03
debt_settlement_flag
0.02
acc_now_delinq
0.01
MOST FREQUENT VALUES
60000.0
26,584
3.8%
50000.0
22,991
3.3%
65000.0
20,082
2.9%
70000.0
19,301
2.8%
80000.0
18,780
2.7%
75000.0
18,039
2.6%
40000.0
17,412
2.5%
45000.0
15,996
2.3%
55000.0
15,695
2.2%
100000.0
14,869
2.1%
90000.0
14,379
2.1%
85000.0
13,185
1.9%
120000.0
11,897
1.7%
35000.0
10,293
1.5%
110000.0
9,925
1.4%
SMALLEST VALUES
0.0
411
<0.1%
1.0
15
<0.1%
10.0
1
<0.1%
23.0
1
<0.1%
25.0
1
<0.1%
32.0
1
<0.1%
33.0
1
<0.1%
250.0
1
<0.1%
350.0
1
<0.1%
400.0
4
<0.1%
420.0
1
<0.1%
430.0
1
<0.1%
500.0
2
<0.1%
600.0
2
<0.1%
690.0
1
<0.1%
LARGEST VALUES
9573072.0
1
<0.1%
9550000.0
1
<0.1%
9522972.0
4
<0.1%
9300000.0
1
<0.1%
9225000.0
1
<0.1%
9000000.0
1
<0.1%
8400000.0
1
<0.1%
8300000.0
4
<0.1%
8250000.0
1
<0.1%
7000055.0
1
<0.1%
7000000.0
1
<0.1%
6998721.0
1
<0.1%
6702150.0
1
<0.1%
6693021.0
1
<0.1%
6500000.0
2
<0.1%
verification_status
MISSING:
---
TOP CATEGORIES
Source Verified
291,137
42%
Not Verified
213,341
31%
Verified
194,825
28%
ALL
699,303
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
verification_status
PROVIDES INFORMATION ON...
pymnt_plan
1.00
out_prncp
1.00
out_prncp_inv
1.00
policy_code
1.00
hardship_flag
1.00
grade
0.02
sub_grade
0.01
application_type
0.01
loan_status
0.01
acc_now_delinq
0.01
purpose
0.01
debt_settlement_flag
0.01
initial_list_status
0.00
issue_d
0.00

THESE FEATURES
GIVE INFORMATION
ON verification_status:
sub_grade
0.04
grade
0.03
issue_d
0.01
purpose
0.01
loan_status
0.01
home_ownership
0.00
application_type
0.00
initial_list_status
0.00
term
0.00
addr_state
0.00
debt_settlement_flag
0.00
pub_rec_bankruptcies
0.00
acc_now_delinq
0.00
chargeoff_within_12_mths
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
CORRELATION RATIO WITH...
total_rec_int
0.16
installment
0.16
loan_amnt
0.13
funded_amnt
0.13
funded_amnt_inv
0.13
num_tl_op_past_12m
0.10
mo_sin_old_rev_tl_op
0.10
total_pymnt
0.10
total_pymnt_inv
0.10
acc_open_past_24mths
0.09
total_bc_limit
0.09
recoveries
0.08
collection_recovery_fee
0.08
num_bc_tl
0.07
issue_d
MISSING:
---
TOP CATEGORIES
Mar-2017
83,060
12%
Jan-2017
77,792
11%
Feb-2017
64,716
9%
Mar-2016
55,747
8%
Feb-2016
35,746
5%
Apr-2016
33,284
5%
Jul-2016
30,688
4%
Aug-2016
30,505
4%
Jun-2016
29,607
4%
Jan-2016
29,208
4%
May-2016
25,693
4%
Dec-2016
22,850
3%
Nov-2016
22,189
3%
Oct-2016
22,150
3%
Sep-2016
19,632
3%
Jan-2018
12,650
2%
May-2018
11,867
2%
(Other)
91,919
13%
ALL
699,303
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
issue_d
PROVIDES INFORMATION ON...
pymnt_plan
1.00
out_prncp
1.00
out_prncp_inv
1.00
policy_code
1.00
hardship_flag
1.00
application_type
0.10
acc_now_delinq
0.03
num_tl_30dpd
0.03
initial_list_status
0.02
debt_settlement_flag
0.01
sub_grade
0.01
grade
0.01
verification_status
0.01
term
0.01

THESE FEATURES
GIVE INFORMATION
ON issue_d:
sub_grade
0.01
application_type
0.01
initial_list_status
0.00
grade
0.00
verification_status
0.00
addr_state
0.00
purpose
0.00
home_ownership
0.00
term
0.00
loan_status
0.00
debt_settlement_flag
0.00
pub_rec_bankruptcies
0.00
acc_now_delinq
0.00
num_tl_30dpd
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
issue_d
CORRELATION RATIO WITH...
last_pymnt_amnt
0.21
total_rec_int
0.21
num_rev_tl_bal_gt_0
0.08
num_actv_rev_tl
0.08
total_bc_limit
0.08
total_pymnt
0.07
total_pymnt_inv
0.07
pub_rec
0.07
total_rev_hi_lim
0.06
num_actv_bc_tl
0.06
recoveries
0.06
collection_recovery_fee
0.06
total_rec_prncp
0.06
funded_amnt_inv
0.05
loan_status
MISSING:
---
TOP CATEGORIES
Fully Paid
551,955
79%
Charged Off
147,348
21%
ALL
699,303
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
loan_status
PROVIDES INFORMATION ON...
pymnt_plan
1.00
out_prncp
1.00
out_prncp_inv
1.00
policy_code
1.00
hardship_flag
1.00
debt_settlement_flag
0.37
grade
0.02
term
0.02
sub_grade
0.01
verification_status
0.01
home_ownership
0.00
purpose
0.00
pub_rec_bankruptcies
0.00
initial_list_status
0.00

THESE FEATURES
GIVE INFORMATION
ON loan_status:
debt_settlement_flag
0.10
sub_grade
0.07
grade
0.07
term
0.02
verification_status
0.01
home_ownership
0.01
issue_d
0.00
addr_state
0.00
purpose
0.00
initial_list_status
0.00
pub_rec_bankruptcies
0.00
chargeoff_within_12_mths
0.00
application_type
0.00
acc_now_delinq
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
CORRELATION RATIO WITH...
recoveries
0.51
collection_recovery_fee
0.50
total_rec_prncp
0.45
last_pymnt_amnt
0.39
total_pymnt
0.33
total_pymnt_inv
0.33
total_rec_late_fee
0.15
total_rec_int
0.09
mort_acc
0.09
tot_hi_cred_lim
0.09
acc_open_past_24mths
0.08
tot_cur_bal
0.08
funded_amnt_inv
0.07
funded_amnt
0.07
pymnt_plan
MISSING:
---
TOP CATEGORIES
n
699,303
100%
ALL
699,303
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
pymnt_plan
PROVIDES INFORMATION ON...
out_prncp
1.00
out_prncp_inv
1.00
policy_code
1.00
hardship_flag
1.00
acc_now_delinq
0.00
debt_settlement_flag
0.00
home_ownership
0.00
grade
0.00
verification_status
0.00
issue_d
0.00
loan_status
0.00
purpose
0.00
initial_list_status
0.00
pub_rec_bankruptcies
-0.00

THESE FEATURES
GIVE INFORMATION
ON pymnt_plan:
term
1.00
grade
1.00
sub_grade
1.00
home_ownership
1.00
verification_status
1.00
issue_d
1.00
loan_status
1.00
purpose
1.00
addr_state
1.00
initial_list_status
1.00
out_prncp
1.00
out_prncp_inv
1.00
policy_code
1.00
application_type
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pymnt_plan
CORRELATION RATIO WITH...
loan_amnt
0.00
funded_amnt
0.00
funded_amnt_inv
0.00
installment
0.00
annual_inc
0.00
delinq_2yrs
0.00
open_acc
0.00
pub_rec
0.00
revol_bal
0.00
total_acc
0.00
total_pymnt
0.00
total_pymnt_inv
0.00
total_rec_prncp
0.00
total_rec_int
0.00
purpose
MISSING:
---
TOP CATEGORIES
debt_consolidation
395,081
56%
credit_card
146,607
21%
home_improvement
51,022
7%
other
47,940
7%
major_purchase
17,132
2%
medical
9,561
1%
car
8,082
1%
small_business
7,645
1%
vacation
5,741
<1%
moving
5,432
<1%
house
4,546
<1%
renewable_energy
509
<1%
wedding
5
<1%
ALL
699,303
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
purpose
PROVIDES INFORMATION ON...
pymnt_plan
1.00
out_prncp
1.00
out_prncp_inv
1.00
policy_code
1.00
hardship_flag
1.00
home_ownership
0.02
term
0.01
grade
0.01
verification_status
0.01
sub_grade
0.01
num_tl_30dpd
0.00
acc_now_delinq
0.00
loan_status
0.00
chargeoff_within_12_mths
0.00

THESE FEATURES
GIVE INFORMATION
ON purpose:
home_ownership
0.02
sub_grade
0.01
grade
0.01
verification_status
0.01
term
0.00
issue_d
0.00
addr_state
0.00
loan_status
0.00
initial_list_status
0.00
pub_rec_bankruptcies
0.00
application_type
0.00
debt_settlement_flag
0.00
chargeoff_within_12_mths
0.00
acc_now_delinq
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
purpose
CORRELATION RATIO WITH...
loan_amnt
0.21
funded_amnt_inv
0.21
funded_amnt
0.21
installment
0.20
total_pymnt_inv
0.19
total_pymnt
0.19
total_rec_prncp
0.17
total_rec_int
0.16
num_actv_bc_tl
0.14
num_actv_rev_tl
0.13
num_rev_tl_bal_gt_0
0.13
last_pymnt_amnt
0.12
tot_hi_cred_lim
0.12
tot_cur_bal
0.11
addr_state
MISSING:
---
TOP CATEGORIES
CA
98,325
14%
TX
59,369
8%
NY
55,290
8%
FL
51,277
7%
IL
26,155
4%
NJ
24,145
3%
PA
22,632
3%
OH
22,545
3%
GA
22,002
3%
NC
19,886
3%
VA
18,754
3%
MI
18,340
3%
AZ
17,734
3%
MD
16,363
2%
CO
15,964
2%
MA
15,746
2%
WA
15,045
2%
(Other)
179,731
26%
ALL
699,303
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
addr_state
PROVIDES INFORMATION ON...
pymnt_plan
1.00
out_prncp
1.00
out_prncp_inv
1.00
policy_code
1.00
hardship_flag
1.00
home_ownership
0.03
pub_rec_bankruptcies
0.02
debt_settlement_flag
0.02
num_tl_30dpd
0.01
chargeoff_within_12_mths
0.01
acc_now_delinq
0.01
application_type
0.01
loan_status
0.00
purpose
0.00

THESE FEATURES
GIVE INFORMATION
ON addr_state:
home_ownership
0.01
pub_rec_bankruptcies
0.00
issue_d
0.00
purpose
0.00
sub_grade
0.00
debt_settlement_flag
0.00
loan_status
0.00
application_type
0.00
grade
0.00
verification_status
0.00
chargeoff_within_12_mths
0.00
term
0.00
num_tl_30dpd
0.00
acc_now_delinq
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
addr_state
CORRELATION RATIO WITH...
num_il_tl
0.15
mort_acc
0.15
tot_cur_bal
0.12
tot_hi_cred_lim
0.11
pub_rec
0.11
num_bc_sats
0.10
tax_liens
0.09
total_acc
0.09
num_bc_tl
0.09
num_actv_bc_tl
0.09
total_bc_limit
0.08
annual_inc
0.08
total_il_high_credit_limit
0.08
num_op_rev_tl
0.08
delinq_2yrs
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_tl_90g_dpd_24m
0.66
num_accts_ever_120_pd
0.22
total_acc
0.12
collections_12_mths_ex_med
0.09
num_il_tl
0.08
num_rev_accts
0.08
total_bc_limit
-0.08
mo_sin_old_rev_tl_op
0.07
mort_acc
0.06
acc_open_past_24mths
-0.06
total_il_high_credit_limit
0.06
open_acc
0.05
num_sats
0.05
tot_hi_cred_lim
0.05

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
chargeoff_within_12_mths
0.14
acc_now_delinq
0.12
num_tl_30dpd
0.10
sub_grade
0.07
pub_rec_bankruptcies
0.07
grade
0.06
issue_d
0.05
addr_state
0.05
home_ownership
0.04
verification_status
0.03
purpose
0.03
loan_status
0.02
term
0.01
initial_list_status
0.01
MOST FREQUENT VALUES
0.0
561,471
80.3%
1.0
91,407
13.1%
2.0
26,544
3.8%
3.0
9,759
1.4%
4.0
4,479
0.6%
5.0
2,244
0.3%
6.0
1,334
0.2%
7.0
737
0.1%
8.0
414
<0.1%
9.0
283
<0.1%
10.0
220
<0.1%
11.0
135
<0.1%
12.0
89
<0.1%
13.0
48
<0.1%
14.0
43
<0.1%
SMALLEST VALUES
0.0
561,471
80.3%
1.0
91,407
13.1%
2.0
26,544
3.8%
3.0
9,759
1.4%
4.0
4,479
0.6%
5.0
2,244
0.3%
6.0
1,334
0.2%
7.0
737
0.1%
8.0
414
<0.1%
9.0
283
<0.1%
10.0
220
<0.1%
11.0
135
<0.1%
12.0
89
<0.1%
13.0
48
<0.1%
14.0
43
<0.1%
LARGEST VALUES
29.0
1
<0.1%
22.0
1
<0.1%
21.0
6
<0.1%
20.0
10
<0.1%
19.0
11
<0.1%
18.0
12
<0.1%
17.0
9
<0.1%
16.0
20
<0.1%
15.0
26
<0.1%
14.0
43
<0.1%
13.0
48
<0.1%
12.0
89
<0.1%
11.0
135
<0.1%
10.0
220
<0.1%
9.0
283
<0.1%
earliest_cr_line
MISSING:
---
5,512
<1%
-
-
Sep-2004
5,329
<1%
-
-
Sep-2005
5,209
<1%
-
-
Aug-2005
5,209
<1%
-
-
Aug-2004
5,177
<1%
-
-
Sep-2003
5,095
<1%
-
-
Aug-2003
4,886
<1%
-
-
Aug-2006
4,773
<1%
-
-
Oct-2004
4,699
<1%
-
-
Aug-2002
4,697
<1%
-
-
Oct-2003
4,639
<1%
-
-
Jul-2003
4,575
<1%
-
-
Sep-2002
4,455
<1%
-
-
Jul-2004
4,434
<1%
-
-
Nov-2004
4,354
<1%
-
-
Oct-2002
4,320
<1%
-
-
Mar-2004
4,307
<1%
-
-
Jun-2005
4,205
<1%
-
-
Oct-2005
4,180
<1%
-
-
Aug-2001
4,163
<1%
-
-
Mar-2005
4,148
<1%
-
-
Jul-2005
4,130
<1%
-
-
Sep-2006
4,117
<1%
-
-
Jun-2004
4,082
<1%
-
-
Nov-2005
4,079
<1%
-
-
May-2004
4,065
<1%
-
-
Dec-2004
4,016
<1%
-
-
Nov-2003
3,993
<1%
-
-
May-2005
3,967
<1%
-
-
Oct-2001
3,955
<1%
-
-
Feb-2005
3,938
<1%
-
-
Jun-2003
3,922
<1%
-
-
Mar-2006
3,874
<1%
-
-
May-2006
3,867
<1%
-
-
Nov-2002
3,861
<1%
-
-
Apr-2004
3,742
<1%
-
-
Aug-2000
3,739
<1%
-
-
Apr-2005
3,703
<1%
-
-
Jun-2006
3,693
<1%
-
-
Aug-2007
3,679
<1%
-
-
Feb-2004
3,676
<1%
-
-
Jul-2002
3,669
<1%
-
-
Dec-2003
3,665
<1%
-
-
Dec-2005
3,649
<1%
-
-
May-2003
3,626
<1%
-
-
Oct-2000
3,619
<1%
-
-
Jul-2006
3,615
<1%
-
-
Nov-2001
3,614
<1%
-
-
Jan-2005
3,614
<1%
-
-
Mar-2003
3,588
<1%
-
-
Feb-2006
3,537
<1%
-
-
Sep-2001
3,501
<1%
-
-
Nov-1999
3,469
<1%
-
-
Apr-2006
3,443
<1%
-
-
Dec-2002
3,442
<1%
-
-
Sep-2000
3,435
<1%
-
-
Apr-2002
3,423
<1%
-
-
Nov-2000
3,415
<1%
-
-
Apr-2003
3,399
<1%
-
-
May-2002
3,388
<1%
-
-
Mar-2002
455,728
65%
-
-
(Other)
open_acc
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_sats
1.00
num_op_rev_tl
0.84
total_acc
0.72
num_rev_accts
0.68
num_rev_tl_bal_gt_0
0.67
num_actv_rev_tl
0.67
num_bc_sats
0.64
num_bc_tl
0.56
num_actv_bc_tl
0.56
acc_open_past_24mths
0.51
total_rev_hi_lim
0.42
total_bal_ex_mort
0.40
num_tl_op_past_12m
0.39
total_bc_limit
0.39

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.13
purpose
0.08
addr_state
0.07
term
0.06
sub_grade
0.05
grade
0.05
verification_status
0.04
issue_d
0.04
acc_now_delinq
0.02
num_tl_30dpd
0.02
application_type
0.02
loan_status
0.02
pub_rec_bankruptcies
0.01
debt_settlement_flag
0.01
MOST FREQUENT VALUES
9.0
59,998
8.6%
10.0
58,395
8.4%
8.0
57,611
8.2%
11.0
53,719
7.7%
7.0
52,759
7.5%
12.0
48,226
6.9%
6.0
44,582
6.4%
13.0
41,808
6.0%
14.0
36,895
5.3%
5.0
32,887
4.7%
15.0
31,308
4.5%
16.0
26,104
3.7%
17.0
21,700
3.1%
4.0
20,453
2.9%
18.0
18,227
2.6%
SMALLEST VALUES
0.0
9
<0.1%
1.0
410
<0.1%
2.0
2,933
0.4%
3.0
9,539
1.4%
4.0
20,453
2.9%
5.0
32,887
4.7%
6.0
44,582
6.4%
7.0
52,759
7.5%
8.0
57,611
8.2%
9.0
59,998
8.6%
10.0
58,395
8.4%
11.0
53,719
7.7%
12.0
48,226
6.9%
13.0
41,808
6.0%
14.0
36,895
5.3%
LARGEST VALUES
86.0
2
<0.1%
81.0
1
<0.1%
80.0
1
<0.1%
77.0
1
<0.1%
74.0
1
<0.1%
72.0
5
<0.1%
71.0
1
<0.1%
69.0
1
<0.1%
67.0
4
<0.1%
66.0
1
<0.1%
65.0
3
<0.1%
63.0
11
<0.1%
62.0
3
<0.1%
61.0
5
<0.1%
60.0
6
<0.1%
pub_rec
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tax_liens
0.72
total_bc_limit
-0.12
total_rev_hi_lim
-0.10
acc_open_past_24mths
0.09
revol_bal
-0.08
num_tl_op_past_12m
0.08
tot_hi_cred_lim
-0.07
mo_sin_rcnt_rev_tl_op
-0.06
tot_cur_bal
-0.06
mo_sin_rcnt_tl
-0.06
total_bal_ex_mort
-0.05
total_rec_prncp
-0.05
funded_amnt_inv
-0.04
loan_amnt
-0.04

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pub_rec_bankruptcies
0.62
addr_state
0.11
sub_grade
0.09
grade
0.08
issue_d
0.07
verification_status
0.04
purpose
0.03
loan_status
0.03
initial_list_status
0.02
application_type
0.01
chargeoff_within_12_mths
0.01
home_ownership
0.01
term
0.01
num_tl_30dpd
0.01
MOST FREQUENT VALUES
0.0
564,196
80.7%
1.0
111,890
16.0%
2.0
15,035
2.1%
3.0
4,624
0.7%
4.0
1,793
0.3%
5.0
869
0.1%
6.0
423
<0.1%
7.0
200
<0.1%
8.0
78
<0.1%
9.0
58
<0.1%
10.0
29
<0.1%
11.0
27
<0.1%
12.0
18
<0.1%
16.0
9
<0.1%
14.0
8
<0.1%
SMALLEST VALUES
0.0
564,196
80.7%
1.0
111,890
16.0%
2.0
15,035
2.1%
3.0
4,624
0.7%
4.0
1,793
0.3%
5.0
869
0.1%
6.0
423
<0.1%
7.0
200
<0.1%
8.0
78
<0.1%
9.0
58
<0.1%
10.0
29
<0.1%
11.0
27
<0.1%
12.0
18
<0.1%
13.0
7
<0.1%
14.0
8
<0.1%
LARGEST VALUES
61.0
5
<0.1%
52.0
1
<0.1%
47.0
1
<0.1%
46.0
1
<0.1%
45.0
1
<0.1%
37.0
1
<0.1%
31.0
1
<0.1%
28.0
5
<0.1%
25.0
1
<0.1%
24.0
3
<0.1%
22.0
1
<0.1%
21.0
2
<0.1%
20.0
5
<0.1%
19.0
6
<0.1%
17.0
2
<0.1%
revol_bal
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_rev_hi_lim
0.80
total_bal_ex_mort
0.49
total_bc_limit
0.46
tot_hi_cred_lim
0.45
tot_cur_bal
0.43
num_actv_bc_tl
0.32
num_actv_rev_tl
0.32
num_rev_tl_bal_gt_0
0.32
loan_amnt
0.31
funded_amnt
0.31
funded_amnt_inv
0.31
installment
0.30
total_pymnt
0.29
total_pymnt_inv
0.29

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.16
pub_rec_bankruptcies
0.11
purpose
0.10
addr_state
0.06
term
0.06
issue_d
0.05
verification_status
0.05
sub_grade
0.04
grade
0.04
initial_list_status
0.02
loan_status
0.02
chargeoff_within_12_mths
0.01
num_tl_30dpd
0.01
debt_settlement_flag
0.01
MOST FREQUENT VALUES
0.0
4,081
0.6%
4331.0
74
<0.1%
6464.0
74
<0.1%
5453.0
72
<0.1%
4636.0
71
<0.1%
5754.0
69
<0.1%
4306.0
69
<0.1%
4004.0
69
<0.1%
5459.0
68
<0.1%
8490.0
67
<0.1%
4924.0
67
<0.1%
5997.0
67
<0.1%
8140.0
66
<0.1%
6310.0
66
<0.1%
8491.0
65
<0.1%
SMALLEST VALUES
0.0
4,081
0.6%
1.0
33
<0.1%
2.0
58
<0.1%
3.0
43
<0.1%
4.0
52
<0.1%
5.0
56
<0.1%
6.0
59
<0.1%
7.0
50
<0.1%
8.0
62
<0.1%
9.0
43
<0.1%
10.0
62
<0.1%
11.0
40
<0.1%
12.0
48
<0.1%
13.0
45
<0.1%
14.0
35
<0.1%
LARGEST VALUES
1113293.0
1
<0.1%
1087664.0
4
<0.1%
1044210.0
1
<0.1%
1023940.0
1
<0.1%
971736.0
1
<0.1%
959754.0
1
<0.1%
925589.0
1
<0.1%
895286.0
1
<0.1%
882984.0
1
<0.1%
855564.0
1
<0.1%
853207.0
1
<0.1%
805550.0
1
<0.1%
797118.0
1
<0.1%
779021.0
1
<0.1%
765289.0
4
<0.1%
total_acc
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_rev_accts
0.76
open_acc
0.72
num_sats
0.72
num_il_tl
0.70
num_bc_tl
0.62
num_op_rev_tl
0.58
acc_open_past_24mths
0.45
total_bal_ex_mort
0.44
total_il_high_credit_limit
0.43
num_bc_sats
0.42
num_rev_tl_bal_gt_0
0.42
num_actv_rev_tl
0.41
num_tl_op_past_12m
0.35
mort_acc
0.35

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.21
addr_state
0.09
term
0.09
sub_grade
0.08
grade
0.07
purpose
0.07
verification_status
0.06
issue_d
0.04
chargeoff_within_12_mths
0.04
acc_now_delinq
0.03
initial_list_status
0.03
num_tl_30dpd
0.02
loan_status
0.02
pub_rec_bankruptcies
0.02
MOST FREQUENT VALUES
20.0
25,652
3.7%
19.0
25,595
3.7%
21.0
25,191
3.6%
18.0
25,010
3.6%
17.0
24,811
3.5%
23.0
24,540
3.5%
22.0
24,348
3.5%
16.0
24,329
3.5%
15.0
23,709
3.4%
24.0
23,186
3.3%
25.0
22,671
3.2%
14.0
22,544
3.2%
13.0
21,700
3.1%
26.0
21,200
3.0%
27.0
20,411
2.9%
SMALLEST VALUES
2.0
378
<0.1%
3.0
1,147
0.2%
4.0
2,821
0.4%
5.0
4,686
0.7%
6.0
7,116
1.0%
7.0
9,357
1.3%
8.0
11,518
1.6%
9.0
13,881
2.0%
10.0
16,125
2.3%
11.0
17,934
2.6%
12.0
19,754
2.8%
13.0
21,700
3.1%
14.0
22,544
3.2%
15.0
23,709
3.4%
16.0
24,329
3.5%
LARGEST VALUES
176.0
1
<0.1%
173.0
1
<0.1%
157.0
1
<0.1%
148.0
1
<0.1%
144.0
5
<0.1%
142.0
1
<0.1%
137.0
2
<0.1%
133.0
1
<0.1%
129.0
1
<0.1%
126.0
1
<0.1%
125.0
1
<0.1%
123.0
2
<0.1%
122.0
4
<0.1%
121.0
4
<0.1%
120.0
2
<0.1%
initial_list_status
MISSING:
---
TOP CATEGORIES
w
526,140
75%
f
173,163
25%
ALL
699,303
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
initial_list_status
PROVIDES INFORMATION ON...
pymnt_plan
1.00
out_prncp
1.00
out_prncp_inv
1.00
policy_code
1.00
hardship_flag
1.00
term
0.03
debt_settlement_flag
0.01
grade
0.01
sub_grade
0.00
issue_d
0.00
verification_status
0.00
application_type
0.00
home_ownership
0.00
loan_status
0.00

THESE FEATURES
GIVE INFORMATION
ON initial_list_status:
term
0.03
sub_grade
0.03
grade
0.03
issue_d
0.02
verification_status
0.00
debt_settlement_flag
0.00
purpose
0.00
home_ownership
0.00
loan_status
0.00
application_type
0.00
addr_state
0.00
pub_rec_bankruptcies
0.00
chargeoff_within_12_mths
0.00
num_tl_30dpd
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
initial_list_status
CORRELATION RATIO WITH...
funded_amnt_inv
0.07
loan_amnt
0.07
funded_amnt
0.07
total_rec_prncp
0.06
last_pymnt_amnt
0.06
total_pymnt_inv
0.06
total_pymnt
0.06
total_bc_limit
0.06
tot_hi_cred_lim
0.05
total_rev_hi_lim
0.05
mort_acc
0.05
num_tl_op_past_12m
0.05
tot_cur_bal
0.04
acc_open_past_24mths
0.04
out_prncp
MISSING:
---
TOP CATEGORIES
0.0
699,303
100%
ALL
699,303
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
out_prncp
PROVIDES INFORMATION ON...
pymnt_plan
1.00
out_prncp_inv
1.00
policy_code
1.00
hardship_flag
1.00
acc_now_delinq
0.00
debt_settlement_flag
0.00
home_ownership
0.00
grade
0.00
verification_status
0.00
issue_d
0.00
loan_status
0.00
purpose
0.00
initial_list_status
0.00
pub_rec_bankruptcies
-0.00

THESE FEATURES
GIVE INFORMATION
ON out_prncp:
term
1.00
grade
1.00
sub_grade
1.00
home_ownership
1.00
verification_status
1.00
issue_d
1.00
loan_status
1.00
pymnt_plan
1.00
purpose
1.00
addr_state
1.00
initial_list_status
1.00
out_prncp_inv
1.00
policy_code
1.00
application_type
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
out_prncp
CORRELATION RATIO WITH...
loan_amnt
0.00
funded_amnt
0.00
funded_amnt_inv
0.00
installment
0.00
annual_inc
0.00
delinq_2yrs
0.00
open_acc
0.00
pub_rec
0.00
revol_bal
0.00
total_acc
0.00
total_pymnt
0.00
total_pymnt_inv
0.00
total_rec_prncp
0.00
total_rec_int
0.00
out_prncp_inv
MISSING:
---
TOP CATEGORIES
0.0
699,303
100%
ALL
699,303
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
out_prncp_inv
PROVIDES INFORMATION ON...
pymnt_plan
1.00
out_prncp
1.00
policy_code
1.00
hardship_flag
1.00
acc_now_delinq
0.00
debt_settlement_flag
0.00
home_ownership
0.00
grade
0.00
verification_status
0.00
issue_d
0.00
loan_status
0.00
purpose
0.00
initial_list_status
0.00
pub_rec_bankruptcies
-0.00

THESE FEATURES
GIVE INFORMATION
ON out_prncp_inv:
term
1.00
grade
1.00
sub_grade
1.00
home_ownership
1.00
verification_status
1.00
issue_d
1.00
loan_status
1.00
pymnt_plan
1.00
purpose
1.00
addr_state
1.00
initial_list_status
1.00
out_prncp
1.00
policy_code
1.00
application_type
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
out_prncp_inv
CORRELATION RATIO WITH...
loan_amnt
0.00
funded_amnt
0.00
funded_amnt_inv
0.00
installment
0.00
annual_inc
0.00
delinq_2yrs
0.00
open_acc
0.00
pub_rec
0.00
revol_bal
0.00
total_acc
0.00
total_pymnt
0.00
total_pymnt_inv
0.00
total_rec_prncp
0.00
total_rec_int
0.00
total_pymnt
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt_inv
1.00
total_rec_prncp
0.97
funded_amnt
0.85
loan_amnt
0.85
funded_amnt_inv
0.85
installment
0.82
last_pymnt_amnt
0.67
total_rec_int
0.65
total_bc_limit
0.33
tot_hi_cred_lim
0.32
total_rev_hi_lim
0.31
tot_cur_bal
0.30
revol_bal
0.29
annual_inc
0.27

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.33
term
0.24
purpose
0.19
home_ownership
0.17
verification_status
0.10
application_type
0.09
debt_settlement_flag
0.08
sub_grade
0.07
pub_rec_bankruptcies
0.07
issue_d
0.07
addr_state
0.07
grade
0.07
initial_list_status
0.06
chargeoff_within_12_mths
0.01
MOST FREQUENT VALUES
0.0
844
0.1%
10838.354836394
172
<0.1%
16257.527561524
144
<0.1%
21676.7196728
137
<0.1%
13006.027803674
111
<0.1%
27095.911784058
111
<0.1%
5419.16272513
96
<0.1%
10835.404836394
90
<0.1%
11568.555448202
88
<0.1%
11859.839101935
84
<0.1%
11341.293535023
84
<0.1%
6503.018901843
79
<0.1%
11175.938903359
78
<0.1%
26012.065607354
77
<0.1%
8670.691869114
76
<0.1%
SMALLEST VALUES
0.0
844
0.1%
10.0
1
<0.1%
17.66
1
<0.1%
30.0
1
<0.1%
32.36
1
<0.1%
33.64
1
<0.1%
34.41
1
<0.1%
35.79
1
<0.1%
36.32
1
<0.1%
37.12
1
<0.1%
37.62
2
<0.1%
37.95
1
<0.1%
38.53
1
<0.1%
40.64
1
<0.1%
41.11
1
<0.1%
LARGEST VALUES
64508.226002991
1
<0.1%
62332.8892331213
1
<0.1%
62034.17794421
1
<0.1%
61396.8050598517
1
<0.1%
61139.3150465035
1
<0.1%
61104.3390823473
4
<0.1%
60541.6936645952
1
<0.1%
60409.9450343588
1
<0.1%
60403.767367359
4
<0.1%
60378.5715074589
1
<0.1%
60075.5406252985
1
<0.1%
59985.0821335178
1
<0.1%
59854.9802598707
1
<0.1%
59808.262093064
1
<0.1%
59702.8417256461
1
<0.1%
total_pymnt_inv
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt
1.00
total_rec_prncp
0.97
funded_amnt
0.85
loan_amnt
0.85
funded_amnt_inv
0.85
installment
0.82
last_pymnt_amnt
0.67
total_rec_int
0.65
total_bc_limit
0.33
tot_hi_cred_lim
0.32
total_rev_hi_lim
0.31
tot_cur_bal
0.30
revol_bal
0.29
annual_inc
0.27

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.33
term
0.24
purpose
0.19
home_ownership
0.17
verification_status
0.10
application_type
0.09
debt_settlement_flag
0.08
sub_grade
0.07
pub_rec_bankruptcies
0.07
issue_d
0.07
addr_state
0.07
grade
0.07
initial_list_status
0.06
chargeoff_within_12_mths
0.01
MOST FREQUENT VALUES
0.0
844
0.1%
10838.35
210
<0.1%
16257.53
172
<0.1%
21676.72
168
<0.1%
27095.91
136
<0.1%
13006.03
134
<0.1%
5419.16
119
<0.1%
11568.56
107
<0.1%
10835.4
105
<0.1%
11341.29
103
<0.1%
11948.74
98
<0.1%
6503.02
97
<0.1%
11859.84
97
<0.1%
11469.6
96
<0.1%
11175.94
95
<0.1%
SMALLEST VALUES
0.0
844
0.1%
10.0
1
<0.1%
17.66
1
<0.1%
30.0
1
<0.1%
32.36
1
<0.1%
33.64
1
<0.1%
34.41
1
<0.1%
35.79
1
<0.1%
36.32
1
<0.1%
37.12
1
<0.1%
37.62
2
<0.1%
37.95
1
<0.1%
38.53
1
<0.1%
40.64
1
<0.1%
41.11
1
<0.1%
LARGEST VALUES
64508.23
1
<0.1%
62332.89
1
<0.1%
62034.18
1
<0.1%
61396.81
1
<0.1%
61139.32
1
<0.1%
61104.34
4
<0.1%
60541.69
1
<0.1%
60403.77
4
<0.1%
60378.57
1
<0.1%
60366.8
1
<0.1%
60032.63
1
<0.1%
59985.08
1
<0.1%
59854.98
1
<0.1%
59808.26
1
<0.1%
59702.84
1
<0.1%
total_rec_prncp
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt
0.97
total_pymnt_inv
0.97
funded_amnt
0.78
loan_amnt
0.78
funded_amnt_inv
0.78
installment
0.75
last_pymnt_amnt
0.73
total_rec_int
0.49
total_bc_limit
0.34
tot_hi_cred_lim
0.32
total_rev_hi_lim
0.32
tot_cur_bal
0.30
revol_bal
0.28
annual_inc
0.27

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.45
home_ownership
0.18
purpose
0.17
term
0.17
debt_settlement_flag
0.14
application_type
0.08
sub_grade
0.08
pub_rec_bankruptcies
0.07
grade
0.07
addr_state
0.07
initial_list_status
0.06
verification_status
0.06
issue_d
0.06
chargeoff_within_12_mths
0.01
MOST FREQUENT VALUES
10000.0
44,253
6.3%
12000.0
29,430
4.2%
20000.0
28,744
4.1%
15000.0
28,494
4.1%
5000.0
24,462
3.5%
8000.0
22,136
3.2%
6000.0
21,225
3.0%
35000.0
18,704
2.7%
16000.0
16,029
2.3%
25000.0
13,932
2.0%
30000.0
13,834
2.0%
24000.0
13,274
1.9%
18000.0
11,298
1.6%
7000.0
10,909
1.6%
4000.0
9,826
1.4%
SMALLEST VALUES
0.0
1,936
0.3%
5.03
1
<0.1%
5.14
1
<0.1%
5.62
1
<0.1%
10.07
1
<0.1%
15.18
1
<0.1%
16.37
1
<0.1%
17.27
1
<0.1%
17.55
1
<0.1%
18.25
2
<0.1%
18.82
1
<0.1%
19.42
4
<0.1%
19.43
1
<0.1%
20.0
4
<0.1%
20.03
1
<0.1%
LARGEST VALUES
40000.0
7,316
1.0%
39975.0
5
<0.1%
39950.0
1
<0.1%
39925.0
7
<0.1%
39900.0
10
<0.1%
39825.0
2
<0.1%
39800.0
3
<0.1%
39775.0
9
<0.1%
39750.0
2
<0.1%
39725.0
5
<0.1%
39675.0
2
<0.1%
39650.0
2
<0.1%
39600.0
37
<0.1%
39575.0
1
<0.1%
39550.0
9
<0.1%
total_rec_int
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt_inv
0.65
total_pymnt
0.65
funded_amnt
0.63
loan_amnt
0.63
funded_amnt_inv
0.63
installment
0.61
total_rec_prncp
0.49
revol_bal
0.18
last_pymnt_amnt
0.18
total_bal_ex_mort
0.17
total_rec_late_fee
0.17
num_rev_tl_bal_gt_0
0.16
num_actv_rev_tl
0.16
num_actv_bc_tl
0.15

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.41
grade
0.40
term
0.39
issue_d
0.21
verification_status
0.16
purpose
0.16
loan_status
0.09
home_ownership
0.07
debt_settlement_flag
0.06
application_type
0.04
addr_state
0.04
pub_rec_bankruptcies
0.02
num_tl_30dpd
0.01
acc_now_delinq
0.01
MOST FREQUENT VALUES
0.0
1,993
0.3%
838.35
215
<0.1%
1257.53
177
<0.1%
1676.72
173
<0.1%
2095.91
139
<0.1%
1006.03
137
<0.1%
419.16
119
<0.1%
1341.29
114
<0.1%
1568.56
110
<0.1%
1469.6
108
<0.1%
835.4
107
<0.1%
1859.84
104
<0.1%
1175.94
101
<0.1%
503.02
101
<0.1%
1948.74
99
<0.1%
SMALLEST VALUES
0.0
1,993
0.3%
0.01
16
<0.1%
0.06
1
<0.1%
0.07
1
<0.1%
0.12
4
<0.1%
0.18
1
<0.1%
0.2
1
<0.1%
0.25
1
<0.1%
0.27
2
<0.1%
0.28
1
<0.1%
0.29
2
<0.1%
0.32
2
<0.1%
0.33
2
<0.1%
0.34
5
<0.1%
0.38
1
<0.1%
LARGEST VALUES
25562.59
1
<0.1%
25378.57
1
<0.1%
25136.55
1
<0.1%
25075.54
1
<0.1%
25033.95
1
<0.1%
24985.08
1
<0.1%
24854.98
1
<0.1%
24615.13
1
<0.1%
24508.23
1
<0.1%
24381.36
1
<0.1%
24191.06
1
<0.1%
24134.27
1
<0.1%
23893.37
1
<0.1%
23727.13
1
<0.1%
23709.15
1
<0.1%
total_rec_late_fee
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_rec_int
0.17
installment
0.11
recoveries
0.11
collection_recovery_fee
0.11
funded_amnt
0.10
loan_amnt
0.10
funded_amnt_inv
0.10
last_pymnt_amnt
-0.06
total_pymnt
0.05
total_pymnt_inv
0.05
delinq_2yrs
0.04
annual_inc
0.03
total_bal_ex_mort
0.03
tot_cur_bal
0.03

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.15
debt_settlement_flag
0.09
sub_grade
0.08
grade
0.08
verification_status
0.05
issue_d
0.04
addr_state
0.03
purpose
0.03
term
0.02
pub_rec_bankruptcies
0.01
application_type
0.01
home_ownership
0.01
initial_list_status
0.01
num_tl_30dpd
0.01
MOST FREQUENT VALUES
0.0
660,878
94.5%
15.0
8,636
1.2%
30.0
1,614
0.2%
45.0
596
<0.1%
60.0
257
<0.1%
16.49
138
<0.1%
75.0
104
<0.1%
19.78
100
<0.1%
16.78
99
<0.1%
24.73
80
<0.1%
17.09
76
<0.1%
16.97
74
<0.1%
50.0
71
<0.1%
34.17
69
<0.1%
19.45
67
<0.1%
SMALLEST VALUES
-2e-09
1
<0.1%
0.0
660,878
94.5%
3e-10
2
<0.1%
6e-10
1
<0.1%
1.7e-09
1
<0.1%
3.4e-09
1
<0.1%
5.2e-09
1
<0.1%
8.1e-09
1
<0.1%
1.03e-08
1
<0.1%
0.22
1
<0.1%
0.85
1
<0.1%
1.0
3
<0.1%
1.23
1
<0.1%
2.0
9
<0.1%
2.3
1
<0.1%
LARGEST VALUES
1598.52
1
<0.1%
1188.83
1
<0.1%
1032.75
1
<0.1%
1007.36
1
<0.1%
997.020001956
1
<0.1%
929.8000024764
1
<0.1%
874.17
1
<0.1%
801.04
1
<0.1%
788.97
1
<0.1%
762.08
1
<0.1%
730.07
1
<0.1%
723.42
1
<0.1%
703.27
1
<0.1%
698.02
1
<0.1%
697.84
1
<0.1%
recoveries
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
collection_recovery_fee
0.99
total_rec_prncp
-0.23
funded_amnt_inv
0.20
funded_amnt
0.20
loan_amnt
0.20
last_pymnt_amnt
-0.19
installment
0.19
total_rec_int
0.13
total_rec_late_fee
0.11
total_pymnt
-0.08
total_pymnt_inv
-0.08
acc_open_past_24mths
0.06
num_actv_rev_tl
0.06
num_rev_tl_bal_gt_0
0.05

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.51
debt_settlement_flag
0.38
sub_grade
0.20
grade
0.20
term
0.17
verification_status
0.08
issue_d
0.06
purpose
0.05
addr_state
0.05
application_type
0.01
home_ownership
0.01
chargeoff_within_12_mths
0.01
num_tl_30dpd
0.00
acc_now_delinq
0.00
MOST FREQUENT VALUES
0.0
602,232
86.1%
100.0
905
0.1%
50.0
706
0.1%
150.0
648
<0.1%
200.0
536
<0.1%
300.0
400
<0.1%
250.0
361
<0.1%
25.0
217
<0.1%
400.0
199
<0.1%
75.0
151
<0.1%
275.0
150
<0.1%
125.0
147
<0.1%
350.0
140
<0.1%
225.0
123
<0.1%
175.0
117
<0.1%
SMALLEST VALUES
0.0
602,232
86.1%
0.01
1
<0.1%
0.02
1
<0.1%
0.1
1
<0.1%
4.73
1
<0.1%
5.0
10
<0.1%
5.69
1
<0.1%
6.71
1
<0.1%
7.27
4
<0.1%
7.55
1
<0.1%
7.62
1
<0.1%
8.32
1
<0.1%
9.11
1
<0.1%
9.61
1
<0.1%
10.0
7
<0.1%
LARGEST VALUES
39859.55
4
<0.1%
37153.46
1
<0.1%
36578.54
4
<0.1%
34740.4
1
<0.1%
34655.15
1
<0.1%
33122.07
1
<0.1%
31415.95
1
<0.1%
30611.85
1
<0.1%
29895.16
1
<0.1%
29584.51
1
<0.1%
29473.07
4
<0.1%
28814.66
1
<0.1%
28060.45
4
<0.1%
27850.0
1
<0.1%
26976.38
4
<0.1%
collection_recovery_fee
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
recoveries
0.99
total_rec_prncp
-0.22
funded_amnt_inv
0.20
funded_amnt
0.20
loan_amnt
0.20
last_pymnt_amnt
-0.19
installment
0.19
total_rec_int
0.12
total_rec_late_fee
0.11
total_pymnt
-0.08
total_pymnt_inv
-0.08
acc_open_past_24mths
0.06
num_actv_rev_tl
0.06
num_rev_tl_bal_gt_0
0.05

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.50
debt_settlement_flag
0.38
sub_grade
0.20
grade
0.19
term
0.16
verification_status
0.08
issue_d
0.06
addr_state
0.05
purpose
0.05
application_type
0.01
home_ownership
0.01
chargeoff_within_12_mths
0.01
num_tl_30dpd
0.00
pub_rec_bankruptcies
0.00
MOST FREQUENT VALUES
0.0
602,239
86.1%
18.0
763
0.1%
9.0
590
<0.1%
27.0
562
<0.1%
36.0
448
<0.1%
54.0
328
<0.1%
45.0
288
<0.1%
4.5
161
<0.1%
72.0
156
<0.1%
13.5
123
<0.1%
63.0
113
<0.1%
22.5
112
<0.1%
49.5
99
<0.1%
40.5
90
<0.1%
90.0
78
<0.1%
SMALLEST VALUES
0.0
602,239
86.1%
0.0018
1
<0.1%
0.0036
1
<0.1%
0.018
1
<0.1%
0.3082
1
<0.1%
0.8514
1
<0.1%
0.8999999936
4
<0.1%
0.9
6
<0.1%
1.0242
1
<0.1%
1.2078
1
<0.1%
1.3086000062
4
<0.1%
1.359
1
<0.1%
1.3716
1
<0.1%
1.3824
4
<0.1%
1.4976
1
<0.1%
LARGEST VALUES
7174.719
4
<0.1%
6687.6228
1
<0.1%
6584.1372
4
<0.1%
6237.927
1
<0.1%
5961.9726
1
<0.1%
5654.871
1
<0.1%
5510.133
1
<0.1%
5381.1288
1
<0.1%
5325.2117998913
1
<0.1%
5305.1526000286
4
<0.1%
5186.6387999022
1
<0.1%
5050.881
4
<0.1%
5013.0
1
<0.1%
4855.7483999397
4
<0.1%
4807.4958000006
1
<0.1%
last_pymnt_amnt
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_rec_prncp
0.73
total_pymnt_inv
0.67
total_pymnt
0.67
funded_amnt_inv
0.54
funded_amnt
0.54
loan_amnt
0.54
installment
0.48
tot_hi_cred_lim
0.25
tot_cur_bal
0.23
total_bc_limit
0.23
total_rev_hi_lim
0.21
recoveries
-0.19
collection_recovery_fee
-0.19
mort_acc
0.19

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.39
term
0.29
issue_d
0.21
home_ownership
0.16
debt_settlement_flag
0.14
purpose
0.12
application_type
0.11
sub_grade
0.07
initial_list_status
0.06
grade
0.06
addr_state
0.06
verification_status
0.04
pub_rec_bankruptcies
0.03
chargeoff_within_12_mths
0.01
MOST FREQUENT VALUES
50.0
3,777
0.5%
0.0
1,849
0.3%
100.0
963
0.1%
200.0
502
<0.1%
329.72
412
<0.1%
301.06
349
<0.1%
335.69
341
<0.1%
339.31
328
<0.1%
602.13
319
<0.1%
300.0
309
<0.1%
271.45
294
<0.1%
164.86
286
<0.1%
451.41
284
<0.1%
25.0
281
<0.1%
500.0
272
<0.1%
SMALLEST VALUES
0.0
1,849
0.3%
0.01
268
<0.1%
0.02
58
<0.1%
0.03
37
<0.1%
0.04
41
<0.1%
0.05
47
<0.1%
0.06
29
<0.1%
0.07
40
<0.1%
0.08
39
<0.1%
0.09
47
<0.1%
0.1
45
<0.1%
0.11
39
<0.1%
0.12
30
<0.1%
0.13
50
<0.1%
0.14
39
<0.1%
LARGEST VALUES
42148.53
1
<0.1%
42005.2
1
<0.1%
41453.07
4
<0.1%
41434.0
4
<0.1%
41418.34
1
<0.1%
41409.34
1
<0.1%
41399.44
1
<0.1%
41353.67
1
<0.1%
41301.78
1
<0.1%
41290.09
1
<0.1%
41253.54
1
<0.1%
41249.67
1
<0.1%
41212.18
1
<0.1%
41130.99
1
<0.1%
41113.98
1
<0.1%
collections_12_mths_ex_med
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_tl_90g_dpd_24m
0.13
delinq_2yrs
0.09
num_accts_ever_120_pd
0.04
total_bc_limit
-0.03
revol_bal
-0.02
total_rec_prncp
-0.02
total_rev_hi_lim
-0.02
last_pymnt_amnt
-0.02
total_pymnt_inv
-0.02
total_pymnt
-0.02
tot_coll_amt
0.02
funded_amnt_inv
-0.02
loan_amnt
-0.02
funded_amnt
-0.02

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
chargeoff_within_12_mths
0.05
sub_grade
0.03
addr_state
0.03
grade
0.03
loan_status
0.02
purpose
0.02
verification_status
0.02
issue_d
0.02
application_type
0.01
acc_now_delinq
0.01
pub_rec_bankruptcies
0.01
term
0.01
home_ownership
0.01
initial_list_status
0.00
MOST FREQUENT VALUES
0.0
685,806
98.1%
1.0
12,557
1.8%
2.0
783
0.1%
3.0
86
<0.1%
4.0
31
<0.1%
5.0
18
<0.1%
6.0
7
<0.1%
12.0
5
<0.1%
7.0
4
<0.1%
8.0
2
<0.1%
11.0
1
<0.1%
20.0
1
<0.1%
10.0
1
<0.1%
9.0
1
<0.1%
SMALLEST VALUES
0.0
685,806
98.1%
1.0
12,557
1.8%
2.0
783
0.1%
3.0
86
<0.1%
4.0
31
<0.1%
5.0
18
<0.1%
6.0
7
<0.1%
7.0
4
<0.1%
8.0
2
<0.1%
9.0
1
<0.1%
10.0
1
<0.1%
11.0
1
<0.1%
12.0
5
<0.1%
20.0
1
<0.1%
LARGEST VALUES
20.0
1
<0.1%
12.0
5
<0.1%
11.0
1
<0.1%
10.0
1
<0.1%
9.0
1
<0.1%
8.0
2
<0.1%
7.0
4
<0.1%
6.0
7
<0.1%
5.0
18
<0.1%
4.0
31
<0.1%
3.0
86
<0.1%
2.0
783
0.1%
1.0
12,557
1.8%
0.0
685,806
98.1%
policy_code
MISSING:
---
TOP CATEGORIES
1.0
699,303
100%
ALL
699,303
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
policy_code
PROVIDES INFORMATION ON...
pymnt_plan
1.00
out_prncp
1.00
out_prncp_inv
1.00
hardship_flag
1.00
acc_now_delinq
0.00
debt_settlement_flag
0.00
home_ownership
0.00
grade
0.00
verification_status
0.00
issue_d
0.00
loan_status
0.00
purpose
0.00
initial_list_status
0.00
pub_rec_bankruptcies
-0.00

THESE FEATURES
GIVE INFORMATION
ON policy_code:
term
1.00
grade
1.00
sub_grade
1.00
home_ownership
1.00
verification_status
1.00
issue_d
1.00
loan_status
1.00
pymnt_plan
1.00
purpose
1.00
addr_state
1.00
initial_list_status
1.00
out_prncp
1.00
out_prncp_inv
1.00
application_type
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
policy_code
CORRELATION RATIO WITH...
loan_amnt
0.00
funded_amnt
0.00
funded_amnt_inv
0.00
installment
0.00
annual_inc
0.00
delinq_2yrs
0.00
open_acc
0.00
pub_rec
0.00
revol_bal
0.00
total_acc
0.00
total_pymnt
0.00
total_pymnt_inv
0.00
total_rec_prncp
0.00
total_rec_int
0.00
application_type
MISSING:
---
TOP CATEGORIES
Individual
668,865
96%
Joint App
30,438
4%
ALL
699,303
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
application_type
PROVIDES INFORMATION ON...
pymnt_plan
1.00
out_prncp
1.00
out_prncp_inv
1.00
policy_code
1.00
hardship_flag
1.00
issue_d
0.01
term
0.00
home_ownership
0.00
verification_status
0.00
acc_now_delinq
0.00
num_tl_30dpd
0.00
chargeoff_within_12_mths
0.00
initial_list_status
0.00
addr_state
0.00

THESE FEATURES
GIVE INFORMATION
ON application_type:
issue_d
0.10
home_ownership
0.02
term
0.01
verification_status
0.01
addr_state
0.01
sub_grade
0.01
grade
0.00
purpose
0.00
initial_list_status
0.00
pub_rec_bankruptcies
0.00
acc_now_delinq
0.00
chargeoff_within_12_mths
0.00
loan_status
0.00
debt_settlement_flag
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type
CORRELATION RATIO WITH...
funded_amnt_inv
0.11
loan_amnt
0.11
funded_amnt
0.11
last_pymnt_amnt
0.11
installment
0.10
total_pymnt_inv
0.09
total_pymnt
0.09
total_rec_prncp
0.08
annual_inc
0.05
tot_cur_bal
0.05
tot_hi_cred_lim
0.04
num_bc_sats
0.04
total_rec_int
0.04
mort_acc
0.04
acc_now_delinq
MISSING:
---
TOP CATEGORIES
0.0
695,680
>99%
1.0
3,442
<1%
2.0
153
<1%
3.0
24
<1%
4.0
4
<1%
ALL
699,303
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
acc_now_delinq
PROVIDES INFORMATION ON...
pymnt_plan
1.00
out_prncp
1.00
out_prncp_inv
1.00
policy_code
1.00
hardship_flag
1.00
num_tl_30dpd
0.85
chargeoff_within_12_mths
0.01
pub_rec_bankruptcies
0.00
issue_d
0.00
verification_status
0.00
application_type
0.00
home_ownership
0.00
grade
0.00
sub_grade
0.00

THESE FEATURES
GIVE INFORMATION
ON acc_now_delinq:
num_tl_30dpd
0.59
issue_d
0.03
chargeoff_within_12_mths
0.01
sub_grade
0.01
addr_state
0.01
verification_status
0.01
grade
0.01
pub_rec_bankruptcies
0.00
home_ownership
0.00
purpose
0.00
application_type
0.00
term
0.00
initial_list_status
0.00
loan_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
acc_now_delinq
CORRELATION RATIO WITH...
delinq_amnt
0.19
delinq_2yrs
0.12
num_tl_90g_dpd_24m
0.06
mo_sin_old_rev_tl_op
0.03
total_acc
0.03
mort_acc
0.03
num_rev_accts
0.03
tot_hi_cred_lim
0.03
open_acc
0.02
tot_cur_bal
0.02
num_bc_tl
0.02
num_op_rev_tl
0.02
total_rev_hi_lim
0.02
num_accts_ever_120_pd
0.02
tot_coll_amt
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_accts_ever_120_pd
0.02
collections_12_mths_ex_med
0.02
total_bc_limit
-0.01
pub_rec
0.01
revol_bal
-0.01
total_rev_hi_lim
-0.01
acc_open_past_24mths
0.01
num_tl_op_past_12m
0.01
num_rev_accts
0.00
mo_sin_old_rev_tl_op
0.00
total_acc
0.00
mo_sin_rcnt_rev_tl_op
-0.00
tot_cur_bal
-0.00
tot_hi_cred_lim
-0.00

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.01
addr_state
0.01
issue_d
0.01
purpose
0.01
pub_rec_bankruptcies
0.01
grade
0.01
home_ownership
0.00
application_type
0.00
chargeoff_within_12_mths
0.00
term
0.00
debt_settlement_flag
0.00
initial_list_status
0.00
num_tl_30dpd
0.00
acc_now_delinq
0.00
MOST FREQUENT VALUES
0.0
581,473
83.2%
50.0
1,188
0.2%
100.0
1,116
0.2%
75.0
762
0.1%
60.0
647
<0.1%
150.0
647
<0.1%
200.0
646
<0.1%
80.0
454
<0.1%
70.0
436
<0.1%
90.0
409
<0.1%
55.0
402
<0.1%
250.0
392
<0.1%
65.0
390
<0.1%
125.0
373
<0.1%
95.0
346
<0.1%
SMALLEST VALUES
0.0
581,473
83.2%
2.0
1
<0.1%
6.0
2
<0.1%
8.0
3
<0.1%
9.0
1
<0.1%
10.0
7
<0.1%
11.0
1
<0.1%
12.0
2
<0.1%
13.0
2
<0.1%
15.0
10
<0.1%
16.0
3
<0.1%
17.0
1
<0.1%
18.0
3
<0.1%
19.0
2
<0.1%
20.0
11
<0.1%
LARGEST VALUES
6214661.0
1
<0.1%
5252395.0
1
<0.1%
932461.0
4
<0.1%
848438.0
1
<0.1%
224107.0
1
<0.1%
199308.0
2
<0.1%
197765.0
1
<0.1%
195200.0
1
<0.1%
173380.0
5
<0.1%
161045.0
1
<0.1%
146917.0
4
<0.1%
129715.0
1
<0.1%
120090.0
1
<0.1%
119428.0
1
<0.1%
114095.0
1
<0.1%
tot_cur_bal
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_hi_cred_lim
0.97
mort_acc
0.55
total_bal_ex_mort
0.52
revol_bal
0.43
total_il_high_credit_limit
0.43
total_rev_hi_lim
0.41
annual_inc
0.37
total_acc
0.32
total_bc_limit
0.31
funded_amnt_inv
0.30
funded_amnt
0.30
loan_amnt
0.30
total_rec_prncp
0.30
total_pymnt_inv
0.30

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.50
sub_grade
0.13
addr_state
0.12
grade
0.11
purpose
0.11
term
0.10
pub_rec_bankruptcies
0.09
loan_status
0.08
application_type
0.05
initial_list_status
0.04
issue_d
0.04
verification_status
0.03
debt_settlement_flag
0.03
acc_now_delinq
0.02
MOST FREQUENT VALUES
0.0
316
<0.1%
12011.0
27
<0.1%
31014.0
27
<0.1%
23520.0
26
<0.1%
25922.0
25
<0.1%
28476.0
24
<0.1%
26870.0
24
<0.1%
26294.0
23
<0.1%
12515.0
23
<0.1%
39666.0
23
<0.1%
34491.0
23
<0.1%
20885.0
23
<0.1%
22117.0
23
<0.1%
15700.0
23
<0.1%
21237.0
23
<0.1%
SMALLEST VALUES
0.0
316
<0.1%
1.0
6
<0.1%
2.0
10
<0.1%
3.0
10
<0.1%
4.0
5
<0.1%
5.0
8
<0.1%
6.0
11
<0.1%
7.0
6
<0.1%
8.0
2
<0.1%
9.0
3
<0.1%
10.0
4
<0.1%
11.0
3
<0.1%
12.0
4
<0.1%
13.0
3
<0.1%
14.0
7
<0.1%
LARGEST VALUES
5445012.0
1
<0.1%
5172185.0
1
<0.1%
4535114.0
1
<0.1%
4151547.0
1
<0.1%
4062258.0
1
<0.1%
3770575.0
1
<0.1%
3709587.0
1
<0.1%
3701271.0
1
<0.1%
3449529.0
4
<0.1%
3363914.0
1
<0.1%
3308092.0
1
<0.1%
3254633.0
1
<0.1%
3123204.0
1
<0.1%
3080029.0
1
<0.1%
3046776.0
1
<0.1%
total_rev_hi_lim
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
revol_bal
0.80
total_bc_limit
0.79
num_bc_sats
0.51
tot_hi_cred_lim
0.49
num_op_rev_tl
0.47
num_bc_tl
0.46
num_rev_accts
0.43
open_acc
0.42
num_sats
0.42
total_bal_ex_mort
0.42
tot_cur_bal
0.41
num_actv_bc_tl
0.39
num_actv_rev_tl
0.36
num_rev_tl_bal_gt_0
0.36

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.24
grade
0.22
home_ownership
0.18
pub_rec_bankruptcies
0.12
purpose
0.08
addr_state
0.07
verification_status
0.07
issue_d
0.06
loan_status
0.06
term
0.06
initial_list_status
0.05
debt_settlement_flag
0.02
num_tl_30dpd
0.02
acc_now_delinq
0.02
MOST FREQUENT VALUES
10000.0
2,358
0.3%
11000.0
2,198
0.3%
13000.0
2,151
0.3%
18000.0
2,136
0.3%
14000.0
2,129
0.3%
15000.0
2,126
0.3%
12000.0
2,119
0.3%
11500.0
2,105
0.3%
16500.0
2,102
0.3%
15500.0
2,093
0.3%
13500.0
2,090
0.3%
9000.0
2,080
0.3%
16000.0
2,059
0.3%
10500.0
2,022
0.3%
14500.0
2,019
0.3%
SMALLEST VALUES
0.0
394
<0.1%
100.0
7
<0.1%
200.0
30
<0.1%
300.0
93
<0.1%
400.0
21
<0.1%
500.0
229
<0.1%
550.0
1
<0.1%
600.0
63
<0.1%
700.0
62
<0.1%
750.0
2
<0.1%
800.0
188
<0.1%
900.0
91
<0.1%
925.0
1
<0.1%
1000.0
372
<0.1%
1055.0
1
<0.1%
LARGEST VALUES
1680300.0
1
<0.1%
1652700.0
4
<0.1%
1629000.0
1
<0.1%
1184500.0
1
<0.1%
1123500.0
1
<0.1%
1116000.0
1
<0.1%
1093900.0
1
<0.1%
1084400.0
1
<0.1%
1076400.0
1
<0.1%
1070650.0
1
<0.1%
1058800.0
1
<0.1%
1033600.0
1
<0.1%
961200.0
1
<0.1%
944500.0
1
<0.1%
931300.0
1
<0.1%
acc_open_past_24mths
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_tl_op_past_12m
0.77
open_acc
0.51
num_sats
0.51
num_op_rev_tl
0.50
total_acc
0.45
mo_sin_rcnt_tl
-0.44
num_rev_accts
0.42
mo_sin_rcnt_rev_tl_op
-0.40
num_actv_rev_tl
0.37
num_rev_tl_bal_gt_0
0.36
num_bc_sats
0.34
num_bc_tl
0.33
num_actv_bc_tl
0.26
num_il_tl
0.25

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.21
grade
0.20
pub_rec_bankruptcies
0.12
verification_status
0.09
home_ownership
0.08
loan_status
0.08
addr_state
0.06
purpose
0.05
term
0.05
initial_list_status
0.04
debt_settlement_flag
0.03
issue_d
0.03
application_type
0.02
acc_now_delinq
0.01
MOST FREQUENT VALUES
3.0
98,974
14.2%
4.0
96,411
13.8%
2.0
86,446
12.4%
5.0
83,894
12.0%
6.0
68,199
9.8%
1.0
59,394
8.5%
7.0
52,215
7.5%
8.0
38,587
5.5%
9.0
27,708
4.0%
0.0
24,839
3.6%
10.0
19,345
2.8%
11.0
13,168
1.9%
12.0
9,197
1.3%
13.0
6,191
0.9%
14.0
4,495
0.6%
SMALLEST VALUES
0.0
24,839
3.6%
1.0
59,394
8.5%
2.0
86,446
12.4%
3.0
98,974
14.2%
4.0
96,411
13.8%
5.0
83,894
12.0%
6.0
68,199
9.8%
7.0
52,215
7.5%
8.0
38,587
5.5%
9.0
27,708
4.0%
10.0
19,345
2.8%
11.0
13,168
1.9%
12.0
9,197
1.3%
13.0
6,191
0.9%
14.0
4,495
0.6%
LARGEST VALUES
61.0
1
<0.1%
56.0
1
<0.1%
54.0
1
<0.1%
49.0
2
<0.1%
48.0
1
<0.1%
46.0
6
<0.1%
45.0
2
<0.1%
43.0
2
<0.1%
42.0
1
<0.1%
40.0
2
<0.1%
39.0
3
<0.1%
38.0
2
<0.1%
37.0
8
<0.1%
36.0
3
<0.1%
35.0
11
<0.1%
chargeoff_within_12_mths
MISSING:
---
TOP CATEGORIES
0.0
693,635
>99%
1.0
5,178
<1%
2.0
354
<1%
3.0
77
<1%
4.0
34
<1%
5.0
12
<1%
6.0
4
<1%
8.0
4
<1%
9.0
3
<1%
7.0
2
<1%
ALL
699,303
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
chargeoff_within_12_mths
PROVIDES INFORMATION ON...
pymnt_plan
1.00
out_prncp
1.00
out_prncp_inv
1.00
policy_code
1.00
hardship_flag
1.00
acc_now_delinq
0.01
pub_rec_bankruptcies
0.00
grade
0.00
application_type
0.00
sub_grade
0.00
addr_state
0.00
verification_status
0.00
num_tl_30dpd
0.00
purpose
0.00

THESE FEATURES
GIVE INFORMATION
ON chargeoff_within_12_mths:
sub_grade
0.01
addr_state
0.01
acc_now_delinq
0.01
grade
0.01
issue_d
0.00
pub_rec_bankruptcies
0.00
verification_status
0.00
purpose
0.00
home_ownership
0.00
loan_status
0.00
application_type
0.00
term
0.00
initial_list_status
0.00
debt_settlement_flag
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
chargeoff_within_12_mths
CORRELATION RATIO WITH...
num_tl_90g_dpd_24m
0.21
delinq_2yrs
0.14
num_accts_ever_120_pd
0.11
collections_12_mths_ex_med
0.05
total_acc
0.04
num_rev_accts
0.04
mo_sin_old_rev_tl_op
0.03
num_bc_tl
0.03
total_bc_limit
0.02
mort_acc
0.02
num_il_tl
0.02
total_rev_hi_lim
0.01
delinq_amnt
0.01
revol_bal
0.01
delinq_amnt
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_tl_90g_dpd_24m
0.05
delinq_2yrs
0.03
tot_hi_cred_lim
0.02
tot_cur_bal
0.02
num_accts_ever_120_pd
0.02
mort_acc
0.02
revol_bal
0.01
mo_sin_old_rev_tl_op
0.01
tax_liens
0.01
total_rev_hi_lim
0.01
annual_inc
0.01
mo_sin_rcnt_tl
0.01
num_rev_accts
0.01
total_acc
0.01

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
acc_now_delinq
0.19
num_tl_30dpd
0.04
addr_state
0.02
chargeoff_within_12_mths
0.01
verification_status
0.01
issue_d
0.01
sub_grade
0.01
purpose
0.01
grade
0.01
pub_rec_bankruptcies
0.00
application_type
0.00
home_ownership
0.00
loan_status
0.00
initial_list_status
0.00
MOST FREQUENT VALUES
0.0
696,193
99.6%
25.0
68
<0.1%
65000.0
68
<0.1%
40.0
31
<0.1%
30.0
29
<0.1%
56.0
28
<0.1%
57.0
26
<0.1%
53.0
24
<0.1%
50.0
23
<0.1%
64.0
22
<0.1%
58.0
22
<0.1%
52.0
22
<0.1%
32.0
22
<0.1%
36.0
20
<0.1%
35.0
20
<0.1%
SMALLEST VALUES
0.0
696,193
99.6%
1.0
2
<0.1%
2.0
8
<0.1%
3.0
1
<0.1%
4.0
3
<0.1%
5.0
3
<0.1%
6.0
5
<0.1%
7.0
2
<0.1%
8.0
6
<0.1%
9.0
9
<0.1%
10.0
9
<0.1%
11.0
4
<0.1%
12.0
13
<0.1%
13.0
5
<0.1%
14.0
8
<0.1%
LARGEST VALUES
185408.0
1
<0.1%
130778.0
1
<0.1%
112524.0
1
<0.1%
110626.0
1
<0.1%
97619.0
1
<0.1%
76929.0
1
<0.1%
69509.0
1
<0.1%
65000.0
68
<0.1%
62302.0
1
<0.1%
60782.0
1
<0.1%
60758.0
1
<0.1%
59630.0
4
<0.1%
59427.0
1
<0.1%
59009.0
1
<0.1%
56844.0
1
<0.1%
mo_sin_old_rev_tl_op
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_rev_accts
0.35
num_bc_tl
0.31
mort_acc
0.29
total_rev_hi_lim
0.27
total_acc
0.27
total_bc_limit
0.26
revol_bal
0.22
tot_hi_cred_lim
0.21
num_op_rev_tl
0.19
tot_cur_bal
0.18
num_actv_rev_tl
0.16
num_bc_sats
0.16
num_rev_tl_bal_gt_0
0.16
total_rec_prncp
0.15

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.20
sub_grade
0.16
grade
0.15
verification_status
0.10
purpose
0.06
issue_d
0.05
loan_status
0.04
pub_rec_bankruptcies
0.04
addr_state
0.04
initial_list_status
0.04
acc_now_delinq
0.03
chargeoff_within_12_mths
0.03
num_tl_30dpd
0.03
term
0.03
MOST FREQUENT VALUES
130.0
4,253
0.6%
141.0
4,225
0.6%
124.0
4,220
0.6%
128.0
4,161
0.6%
126.0
4,153
0.6%
125.0
4,149
0.6%
129.0
4,144
0.6%
134.0
4,142
0.6%
132.0
4,141
0.6%
135.0
4,123
0.6%
127.0
4,100
0.6%
139.0
4,095
0.6%
140.0
4,084
0.6%
136.0
4,082
0.6%
138.0
4,080
0.6%
SMALLEST VALUES
1.0
4
<0.1%
2.0
3
<0.1%
3.0
4
<0.1%
4.0
5
<0.1%
5.0
11
<0.1%
6.0
11
<0.1%
7.0
19
<0.1%
8.0
19
<0.1%
9.0
35
<0.1%
10.0
57
<0.1%
11.0
51
<0.1%
12.0
105
<0.1%
13.0
229
<0.1%
14.0
272
<0.1%
15.0
284
<0.1%
LARGEST VALUES
902.0
1
<0.1%
852.0
1
<0.1%
836.0
1
<0.1%
817.0
1
<0.1%
806.0
1
<0.1%
804.0
1
<0.1%
789.0
1
<0.1%
783.0
1
<0.1%
781.0
4
<0.1%
779.0
3
<0.1%
768.0
4
<0.1%
766.0
1
<0.1%
762.0
1
<0.1%
758.0
1
<0.1%
747.0
1
<0.1%
mo_sin_rcnt_rev_tl_op
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mo_sin_rcnt_tl
0.59
num_tl_op_past_12m
-0.41
acc_open_past_24mths
-0.40
num_op_rev_tl
-0.29
num_rev_accts
-0.25
open_acc
-0.24
num_sats
-0.24
num_actv_rev_tl
-0.24
num_rev_tl_bal_gt_0
-0.24
num_bc_sats
-0.21
num_bc_tl
-0.20
num_actv_bc_tl
-0.17
total_acc
-0.17
mo_sin_old_rev_tl_op
0.07

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.11
grade
0.11
pub_rec_bankruptcies
0.08
loan_status
0.05
addr_state
0.04
verification_status
0.03
purpose
0.03
initial_list_status
0.03
debt_settlement_flag
0.03
issue_d
0.02
application_type
0.02
home_ownership
0.01
num_tl_30dpd
0.01
acc_now_delinq
0.01
MOST FREQUENT VALUES
2.0
57,947
8.3%
3.0
55,925
8.0%
4.0
49,809
7.1%
1.0
45,870
6.6%
5.0
44,070
6.3%
6.0
39,111
5.6%
7.0
35,516
5.1%
8.0
31,984
4.6%
9.0
27,779
4.0%
10.0
24,698
3.5%
11.0
21,652
3.1%
12.0
19,655
2.8%
13.0
18,526
2.6%
14.0
17,141
2.5%
15.0
15,278
2.2%
SMALLEST VALUES
0.0
10,687
1.5%
1.0
45,870
6.6%
2.0
57,947
8.3%
3.0
55,925
8.0%
4.0
49,809
7.1%
5.0
44,070
6.3%
6.0
39,111
5.6%
7.0
35,516
5.1%
8.0
31,984
4.6%
9.0
27,779
4.0%
10.0
24,698
3.5%
11.0
21,652
3.1%
12.0
19,655
2.8%
13.0
18,526
2.6%
14.0
17,141
2.5%
LARGEST VALUES
438.0
1
<0.1%
368.0
1
<0.1%
334.0
1
<0.1%
327.0
1
<0.1%
323.0
1
<0.1%
315.0
1
<0.1%
314.0
1
<0.1%
306.0
1
<0.1%
296.0
1
<0.1%
294.0
4
<0.1%
290.0
1
<0.1%
289.0
1
<0.1%
287.0
1
<0.1%
283.0
2
<0.1%
273.0
1
<0.1%
mo_sin_rcnt_tl
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mo_sin_rcnt_rev_tl_op
0.59
num_tl_op_past_12m
-0.49
acc_open_past_24mths
-0.44
open_acc
-0.23
num_sats
-0.23
total_acc
-0.22
num_op_rev_tl
-0.21
num_rev_accts
-0.19
num_actv_rev_tl
-0.16
num_rev_tl_bal_gt_0
-0.15
num_bc_tl
-0.14
num_bc_sats
-0.14
num_il_tl
-0.13
total_il_high_credit_limit
-0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.13
grade
0.12
pub_rec_bankruptcies
0.07
home_ownership
0.06
addr_state
0.04
loan_status
0.04
purpose
0.04
verification_status
0.03
issue_d
0.03
initial_list_status
0.02
debt_settlement_flag
0.02
term
0.02
application_type
0.01
acc_now_delinq
0.01
MOST FREQUENT VALUES
2.0
80,331
11.5%
3.0
78,285
11.2%
4.0
68,912
9.9%
1.0
59,754
8.5%
5.0
59,275
8.5%
6.0
50,554
7.2%
7.0
44,061
6.3%
8.0
37,008
5.3%
9.0
29,936
4.3%
10.0
25,200
3.6%
11.0
21,197
3.0%
12.0
18,419
2.6%
13.0
16,347
2.3%
14.0
13,693
2.0%
15.0
11,114
1.6%
SMALLEST VALUES
0.0
11,007
1.6%
1.0
59,754
8.5%
2.0
80,331
11.5%
3.0
78,285
11.2%
4.0
68,912
9.9%
5.0
59,275
8.5%
6.0
50,554
7.2%
7.0
44,061
6.3%
8.0
37,008
5.3%
9.0
29,936
4.3%
10.0
25,200
3.6%
11.0
21,197
3.0%
12.0
18,419
2.6%
13.0
16,347
2.3%
14.0
13,693
2.0%
LARGEST VALUES
314.0
1
<0.1%
289.0
1
<0.1%
283.0
1
<0.1%
272.0
1
<0.1%
268.0
1
<0.1%
260.0
1
<0.1%
233.0
1
<0.1%
210.0
1
<0.1%
194.0
1
<0.1%
187.0
2
<0.1%
183.0
3
<0.1%
181.0
1
<0.1%
180.0
1
<0.1%
177.0
1
<0.1%
176.0
1
<0.1%
mort_acc
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_hi_cred_lim
0.56
tot_cur_bal
0.55
total_acc
0.35
mo_sin_old_rev_tl_op
0.29
total_rev_hi_lim
0.25
total_rec_prncp
0.23
revol_bal
0.22
total_pymnt_inv
0.22
total_pymnt
0.22
total_bc_limit
0.22
funded_amnt_inv
0.22
loan_amnt
0.22
funded_amnt
0.22
num_rev_accts
0.21

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.50
addr_state
0.15
sub_grade
0.15
grade
0.13
purpose
0.11
term
0.09
loan_status
0.09
verification_status
0.06
initial_list_status
0.05
application_type
0.04
issue_d
0.04
acc_now_delinq
0.03
num_tl_30dpd
0.03
pub_rec_bankruptcies
0.02
MOST FREQUENT VALUES
0.0
287,446
41.1%
1.0
128,752
18.4%
2.0
107,261
15.3%
3.0
75,716
10.8%
4.0
47,073
6.7%
5.0
26,209
3.7%
6.0
13,596
1.9%
7.0
6,710
1.0%
8.0
3,186
0.5%
9.0
1,553
0.2%
10.0
760
0.1%
11.0
450
<0.1%
12.0
230
<0.1%
13.0
113
<0.1%
14.0
81
<0.1%
SMALLEST VALUES
0.0
287,446
41.1%
1.0
128,752
18.4%
2.0
107,261
15.3%
3.0
75,716
10.8%
4.0
47,073
6.7%
5.0
26,209
3.7%
6.0
13,596
1.9%
7.0
6,710
1.0%
8.0
3,186
0.5%
9.0
1,553
0.2%
10.0
760
0.1%
11.0
450
<0.1%
12.0
230
<0.1%
13.0
113
<0.1%
14.0
81
<0.1%
LARGEST VALUES
51.0
1
<0.1%
45.0
1
<0.1%
37.0
1
<0.1%
29.0
1
<0.1%
28.0
6
<0.1%
27.0
1
<0.1%
26.0
2
<0.1%
25.0
1
<0.1%
24.0
4
<0.1%
23.0
1
<0.1%
22.0
10
<0.1%
21.0
6
<0.1%
20.0
4
<0.1%
19.0
10
<0.1%
18.0
13
<0.1%
num_accts_ever_120_pd
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_tl_90g_dpd_24m
0.32
delinq_2yrs
0.22
num_il_tl
0.15
total_acc
0.15
total_bc_limit
-0.12
total_rev_hi_lim
-0.10
num_tl_op_past_12m
0.08
acc_open_past_24mths
0.07
revol_bal
-0.07
num_rev_accts
0.07
mo_sin_old_rev_tl_op
0.06
num_bc_sats
-0.06
total_il_high_credit_limit
0.05
num_bc_tl
0.05

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
chargeoff_within_12_mths
0.11
sub_grade
0.07
grade
0.07
pub_rec_bankruptcies
0.06
addr_state
0.04
purpose
0.04
verification_status
0.04
issue_d
0.02
acc_now_delinq
0.02
term
0.01
application_type
0.01
initial_list_status
0.01
loan_status
0.01
home_ownership
0.01
MOST FREQUENT VALUES
0.0
528,606
75.6%
1.0
90,742
13.0%
2.0
35,699
5.1%
3.0
16,764
2.4%
4.0
9,912
1.4%
5.0
5,869
0.8%
6.0
4,043
0.6%
7.0
2,398
0.3%
8.0
1,531
0.2%
9.0
1,129
0.2%
10.0
785
0.1%
11.0
478
<0.1%
12.0
406
<0.1%
13.0
230
<0.1%
14.0
199
<0.1%
SMALLEST VALUES
0.0
528,606
75.6%
1.0
90,742
13.0%
2.0
35,699
5.1%
3.0
16,764
2.4%
4.0
9,912
1.4%
5.0
5,869
0.8%
6.0
4,043
0.6%
7.0
2,398
0.3%
8.0
1,531
0.2%
9.0
1,129
0.2%
10.0
785
0.1%
11.0
478
<0.1%
12.0
406
<0.1%
13.0
230
<0.1%
14.0
199
<0.1%
LARGEST VALUES
51.0
1
<0.1%
38.0
1
<0.1%
36.0
1
<0.1%
35.0
2
<0.1%
34.0
3
<0.1%
33.0
1
<0.1%
32.0
6
<0.1%
31.0
6
<0.1%
30.0
3
<0.1%
29.0
2
<0.1%
28.0
6
<0.1%
27.0
5
<0.1%
26.0
12
<0.1%
25.0
16
<0.1%
24.0
17
<0.1%
num_actv_bc_tl
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_bc_sats
0.83
num_actv_rev_tl
0.82
num_rev_tl_bal_gt_0
0.81
num_op_rev_tl
0.66
num_bc_tl
0.61
open_acc
0.56
num_sats
0.56
total_bc_limit
0.49
num_rev_accts
0.47
total_rev_hi_lim
0.39
revol_bal
0.32
total_acc
0.31
acc_open_past_24mths
0.26
installment
0.20

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
purpose
0.14
addr_state
0.09
issue_d
0.06
pub_rec_bankruptcies
0.06
loan_status
0.05
sub_grade
0.05
grade
0.05
home_ownership
0.05
application_type
0.04
term
0.04
verification_status
0.03
debt_settlement_flag
0.02
chargeoff_within_12_mths
0.01
initial_list_status
0.01
MOST FREQUENT VALUES
3.0
146,144
20.9%
2.0
146,048
20.9%
4.0
111,385
15.9%
1.0
88,269
12.6%
5.0
72,909
10.4%
6.0
46,090
6.6%
7.0
27,853
4.0%
0.0
17,080
2.4%
8.0
17,033
2.4%
9.0
10,195
1.5%
10.0
6,179
0.9%
11.0
3,864
0.6%
12.0
2,407
0.3%
13.0
1,467
0.2%
14.0
725
0.1%
SMALLEST VALUES
0.0
17,080
2.4%
1.0
88,269
12.6%
2.0
146,048
20.9%
3.0
146,144
20.9%
4.0
111,385
15.9%
5.0
72,909
10.4%
6.0
46,090
6.6%
7.0
27,853
4.0%
8.0
17,033
2.4%
9.0
10,195
1.5%
10.0
6,179
0.9%
11.0
3,864
0.6%
12.0
2,407
0.3%
13.0
1,467
0.2%
14.0
725
0.1%
LARGEST VALUES
50.0
1
<0.1%
46.0
1
<0.1%
35.0
1
<0.1%
33.0
1
<0.1%
32.0
3
<0.1%
30.0
2
<0.1%
29.0
4
<0.1%
28.0
1
<0.1%
27.0
6
<0.1%
26.0
14
<0.1%
25.0
6
<0.1%
24.0
20
<0.1%
23.0
19
<0.1%
22.0
44
<0.1%
21.0
39
<0.1%
num_actv_rev_tl
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_rev_tl_bal_gt_0
0.98
num_actv_bc_tl
0.82
num_op_rev_tl
0.79
num_bc_sats
0.67
open_acc
0.67
num_sats
0.66
num_rev_accts
0.59
num_bc_tl
0.50
total_acc
0.41
acc_open_past_24mths
0.37
total_rev_hi_lim
0.36
revol_bal
0.32
total_bc_limit
0.31
num_tl_op_past_12m
0.28

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
purpose
0.13
sub_grade
0.10
grade
0.10
issue_d
0.08
home_ownership
0.08
loan_status
0.07
addr_state
0.07
verification_status
0.06
term
0.04
debt_settlement_flag
0.04
application_type
0.03
initial_list_status
0.01
num_tl_30dpd
0.01
pub_rec_bankruptcies
0.01
MOST FREQUENT VALUES
4.0
107,036
15.3%
3.0
101,342
14.5%
5.0
94,894
13.6%
6.0
76,977
11.0%
2.0
73,458
10.5%
7.0
58,771
8.4%
8.0
43,251
6.2%
9.0
31,243
4.5%
1.0
30,148
4.3%
10.0
22,158
3.2%
11.0
15,628
2.2%
12.0
11,143
1.6%
13.0
8,138
1.2%
14.0
5,666
0.8%
15.0
4,235
0.6%
SMALLEST VALUES
0.0
4,103
0.6%
1.0
30,148
4.3%
2.0
73,458
10.5%
3.0
101,342
14.5%
4.0
107,036
15.3%
5.0
94,894
13.6%
6.0
76,977
11.0%
7.0
58,771
8.4%
8.0
43,251
6.2%
9.0
31,243
4.5%
10.0
22,158
3.2%
11.0
15,628
2.2%
12.0
11,143
1.6%
13.0
8,138
1.2%
14.0
5,666
0.8%
LARGEST VALUES
72.0
1
<0.1%
59.0
1
<0.1%
51.0
1
<0.1%
47.0
1
<0.1%
46.0
1
<0.1%
44.0
6
<0.1%
43.0
3
<0.1%
42.0
3
<0.1%
41.0
10
<0.1%
40.0
3
<0.1%
39.0
5
<0.1%
38.0
15
<0.1%
37.0
6
<0.1%
36.0
16
<0.1%
35.0
22
<0.1%
num_bc_sats
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_actv_bc_tl
0.83
num_bc_tl
0.77
num_op_rev_tl
0.76
num_actv_rev_tl
0.67
num_rev_tl_bal_gt_0
0.65
open_acc
0.64
num_sats
0.64
total_bc_limit
0.63
num_rev_accts
0.61
total_rev_hi_lim
0.51
total_acc
0.42
acc_open_past_24mths
0.34
revol_bal
0.29
num_tl_op_past_12m
0.27

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
purpose
0.10
addr_state
0.10
sub_grade
0.08
grade
0.07
pub_rec_bankruptcies
0.07
home_ownership
0.06
verification_status
0.05
term
0.05
application_type
0.04
issue_d
0.03
loan_status
0.02
initial_list_status
0.01
chargeoff_within_12_mths
0.01
num_tl_30dpd
0.01
MOST FREQUENT VALUES
3.0
120,435
17.2%
4.0
112,198
16.0%
2.0
99,073
14.2%
5.0
89,962
12.9%
6.0
66,722
9.5%
1.0
49,431
7.1%
7.0
46,843
6.7%
8.0
32,626
4.7%
9.0
22,353
3.2%
10.0
15,668
2.2%
11.0
10,604
1.5%
0.0
7,735
1.1%
12.0
7,524
1.1%
13.0
5,151
0.7%
14.0
3,646
0.5%
SMALLEST VALUES
0.0
7,735
1.1%
1.0
49,431
7.1%
2.0
99,073
14.2%
3.0
120,435
17.2%
4.0
112,198
16.0%
5.0
89,962
12.9%
6.0
66,722
9.5%
7.0
46,843
6.7%
8.0
32,626
4.7%
9.0
22,353
3.2%
10.0
15,668
2.2%
11.0
10,604
1.5%
12.0
7,524
1.1%
13.0
5,151
0.7%
14.0
3,646
0.5%
LARGEST VALUES
59.0
1
<0.1%
54.0
2
<0.1%
49.0
2
<0.1%
47.0
1
<0.1%
46.0
2
<0.1%
45.0
1
<0.1%
44.0
1
<0.1%
42.0
9
<0.1%
41.0
2
<0.1%
40.0
5
<0.1%
39.0
3
<0.1%
38.0
5
<0.1%
37.0
15
<0.1%
36.0
13
<0.1%
35.0
13
<0.1%
num_bc_tl
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_rev_accts
0.84
num_bc_sats
0.77
num_op_rev_tl
0.66
total_acc
0.62
num_actv_bc_tl
0.61
open_acc
0.56
num_sats
0.56
total_bc_limit
0.55
num_actv_rev_tl
0.50
num_rev_tl_bal_gt_0
0.50
total_rev_hi_lim
0.46
acc_open_past_24mths
0.33
mo_sin_old_rev_tl_op
0.31
num_tl_op_past_12m
0.26

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.11
home_ownership
0.11
grade
0.10
addr_state
0.09
purpose
0.08
verification_status
0.07
issue_d
0.05
term
0.05
application_type
0.04
chargeoff_within_12_mths
0.03
initial_list_status
0.02
acc_now_delinq
0.02
num_tl_30dpd
0.02
loan_status
0.01
MOST FREQUENT VALUES
5.0
75,099
10.7%
4.0
73,768
10.5%
6.0
71,851
10.3%
7.0
65,234
9.3%
3.0
60,713
8.7%
8.0
56,936
8.1%
9.0
47,689
6.8%
2.0
40,397
5.8%
10.0
38,993
5.6%
11.0
32,036
4.6%
12.0
25,523
3.6%
13.0
20,192
2.9%
14.0
16,273
2.3%
1.0
16,085
2.3%
15.0
12,597
1.8%
SMALLEST VALUES
0.0
2,002
0.3%
1.0
16,085
2.3%
2.0
40,397
5.8%
3.0
60,713
8.7%
4.0
73,768
10.5%
5.0
75,099
10.7%
6.0
71,851
10.3%
7.0
65,234
9.3%
8.0
56,936
8.1%
9.0
47,689
6.8%
10.0
38,993
5.6%
11.0
32,036
4.6%
12.0
25,523
3.6%
13.0
20,192
2.9%
14.0
16,273
2.3%
LARGEST VALUES
70.0
1
<0.1%
68.0
1
<0.1%
66.0
1
<0.1%
65.0
1
<0.1%
64.0
4
<0.1%
60.0
1
<0.1%
59.0
3
<0.1%
58.0
3
<0.1%
57.0
5
<0.1%
56.0
4
<0.1%
54.0
1
<0.1%
53.0
5
<0.1%
52.0
2
<0.1%
51.0
6
<0.1%
50.0
1
<0.1%
num_il_tl
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_acc
0.70
total_il_high_credit_limit
0.57
total_bal_ex_mort
0.51
num_sats
0.39
open_acc
0.39
acc_open_past_24mths
0.25
tot_cur_bal
0.22
tot_hi_cred_lim
0.20
num_tl_op_past_12m
0.19
num_accts_ever_120_pd
0.15
mo_sin_rcnt_tl
-0.13
annual_inc
0.10
mort_acc
0.09
num_rev_accts
0.09

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
addr_state
0.15
home_ownership
0.08
term
0.07
sub_grade
0.04
grade
0.03
purpose
0.03
issue_d
0.03
verification_status
0.02
chargeoff_within_12_mths
0.02
initial_list_status
0.01
pub_rec_bankruptcies
0.01
loan_status
0.01
acc_now_delinq
0.01
num_tl_30dpd
0.01
MOST FREQUENT VALUES
4.0
59,579
8.5%
3.0
58,779
8.4%
5.0
57,347
8.2%
6.0
53,631
7.7%
2.0
52,525
7.5%
7.0
48,040
6.9%
8.0
42,020
6.0%
1.0
39,031
5.6%
9.0
36,400
5.2%
10.0
31,600
4.5%
11.0
26,958
3.9%
12.0
22,811
3.3%
13.0
19,857
2.8%
0.0
19,067
2.7%
14.0
17,101
2.4%
SMALLEST VALUES
0.0
19,067
2.7%
1.0
39,031
5.6%
2.0
52,525
7.5%
3.0
58,779
8.4%
4.0
59,579
8.5%
5.0
57,347
8.2%
6.0
53,631
7.7%
7.0
48,040
6.9%
8.0
42,020
6.0%
9.0
36,400
5.2%
10.0
31,600
4.5%
11.0
26,958
3.9%
12.0
22,811
3.3%
13.0
19,857
2.8%
14.0
17,101
2.4%
LARGEST VALUES
159.0
1
<0.1%
128.0
1
<0.1%
121.0
1
<0.1%
113.0
1
<0.1%
110.0
1
<0.1%
109.0
4
<0.1%
107.0
1
<0.1%
105.0
1
<0.1%
102.0
1
<0.1%
99.0
2
<0.1%
98.0
1
<0.1%
97.0
1
<0.1%
96.0
1
<0.1%
93.0
2
<0.1%
91.0
4
<0.1%
num_op_rev_tl
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_acc
0.84
num_sats
0.84
num_rev_accts
0.80
num_rev_tl_bal_gt_0
0.79
num_actv_rev_tl
0.79
num_bc_sats
0.76
num_bc_tl
0.66
num_actv_bc_tl
0.66
total_acc
0.58
acc_open_past_24mths
0.50
total_rev_hi_lim
0.47
total_bc_limit
0.44
num_tl_op_past_12m
0.38
mo_sin_rcnt_rev_tl_op
-0.29

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.09
purpose
0.09
addr_state
0.08
sub_grade
0.05
verification_status
0.04
term
0.04
grade
0.04
issue_d
0.03
loan_status
0.03
application_type
0.03
pub_rec_bankruptcies
0.02
debt_settlement_flag
0.02
acc_now_delinq
0.02
num_tl_30dpd
0.02
MOST FREQUENT VALUES
6.0
75,149
10.7%
5.0
73,898
10.6%
7.0
70,333
10.1%
4.0
64,641
9.2%
8.0
61,691
8.8%
9.0
53,468
7.6%
3.0
47,944
6.9%
10.0
44,027
6.3%
11.0
36,678
5.2%
12.0
29,199
4.2%
2.0
25,499
3.6%
13.0
23,242
3.3%
14.0
18,309
2.6%
15.0
14,705
2.1%
16.0
11,555
1.7%
SMALLEST VALUES
0.0
328
<0.1%
1.0
6,115
0.9%
2.0
25,499
3.6%
3.0
47,944
6.9%
4.0
64,641
9.2%
5.0
73,898
10.6%
6.0
75,149
10.7%
7.0
70,333
10.1%
8.0
61,691
8.8%
9.0
53,468
7.6%
10.0
44,027
6.3%
11.0
36,678
5.2%
12.0
29,199
4.2%
13.0
23,242
3.3%
14.0
18,309
2.6%
LARGEST VALUES
79.0
1
<0.1%
77.0
1
<0.1%
76.0
1
<0.1%
73.0
1
<0.1%
72.0
2
<0.1%
67.0
4
<0.1%
64.0
1
<0.1%
63.0
1
<0.1%
61.0
1
<0.1%
60.0
5
<0.1%
59.0
4
<0.1%
58.0
3
<0.1%
56.0
7
<0.1%
55.0
6
<0.1%
54.0
1
<0.1%
num_rev_accts
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_bc_tl
0.84
num_op_rev_tl
0.80
total_acc
0.76
open_acc
0.68
num_sats
0.68
num_bc_sats
0.61
num_actv_rev_tl
0.59
num_rev_tl_bal_gt_0
0.58
num_actv_bc_tl
0.47
total_rev_hi_lim
0.43
acc_open_past_24mths
0.42
total_bc_limit
0.39
mo_sin_old_rev_tl_op
0.35
num_tl_op_past_12m
0.33

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.14
sub_grade
0.08
purpose
0.08
addr_state
0.08
grade
0.07
verification_status
0.06
issue_d
0.05
pub_rec_bankruptcies
0.05
term
0.05
chargeoff_within_12_mths
0.04
acc_now_delinq
0.03
application_type
0.03
num_tl_30dpd
0.02
initial_list_status
0.02
MOST FREQUENT VALUES
9.0
42,561
6.1%
10.0
42,533
6.1%
8.0
41,672
6.0%
11.0
41,061
5.9%
7.0
39,792
5.7%
12.0
39,177
5.6%
13.0
36,809
5.3%
6.0
35,631
5.1%
14.0
33,862
4.8%
15.0
31,309
4.5%
5.0
30,112
4.3%
16.0
28,397
4.1%
17.0
26,149
3.7%
4.0
22,816
3.3%
18.0
22,627
3.2%
SMALLEST VALUES
2.0
6,798
1.0%
3.0
14,354
2.1%
4.0
22,816
3.3%
5.0
30,112
4.3%
6.0
35,631
5.1%
7.0
39,792
5.7%
8.0
41,672
6.0%
9.0
42,561
6.1%
10.0
42,533
6.1%
11.0
41,061
5.9%
12.0
39,177
5.6%
13.0
36,809
5.3%
14.0
33,862
4.8%
15.0
31,309
4.5%
16.0
28,397
4.1%
LARGEST VALUES
128.0
4
<0.1%
116.0
1
<0.1%
105.0
1
<0.1%
104.0
1
<0.1%
103.0
2
<0.1%
101.0
5
<0.1%
100.0
2
<0.1%
98.0
1
<0.1%
96.0
2
<0.1%
94.0
1
<0.1%
93.0
1
<0.1%
92.0
3
<0.1%
91.0
2
<0.1%
90.0
5
<0.1%
89.0
2
<0.1%
num_rev_tl_bal_gt_0
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_actv_rev_tl
0.98
num_actv_bc_tl
0.81
num_op_rev_tl
0.79
open_acc
0.67
num_sats
0.67
num_bc_sats
0.65
num_rev_accts
0.58
num_bc_tl
0.50
total_acc
0.42
acc_open_past_24mths
0.36
total_rev_hi_lim
0.36
revol_bal
0.32
total_bc_limit
0.30
num_tl_op_past_12m
0.27

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
purpose
0.13
sub_grade
0.10
grade
0.10
issue_d
0.08
home_ownership
0.08
addr_state
0.07
loan_status
0.07
verification_status
0.04
term
0.04
debt_settlement_flag
0.04
application_type
0.02
initial_list_status
0.02
pub_rec_bankruptcies
0.01
num_tl_30dpd
0.01
MOST FREQUENT VALUES
4.0
108,214
15.5%
3.0
102,404
14.6%
5.0
96,120
13.7%
6.0
77,466
11.1%
2.0
73,866
10.6%
7.0
59,011
8.4%
8.0
43,347
6.2%
9.0
31,072
4.4%
1.0
30,036
4.3%
10.0
21,880
3.1%
11.0
15,013
2.1%
12.0
10,739
1.5%
13.0
7,673
1.1%
14.0
5,234
0.7%
0.0
4,078
0.6%
SMALLEST VALUES
0.0
4,078
0.6%
1.0
30,036
4.3%
2.0
73,866
10.6%
3.0
102,404
14.6%
4.0
108,214
15.5%
5.0
96,120
13.7%
6.0
77,466
11.1%
7.0
59,011
8.4%
8.0
43,347
6.2%
9.0
31,072
4.4%
10.0
21,880
3.1%
11.0
15,013
2.1%
12.0
10,739
1.5%
13.0
7,673
1.1%
14.0
5,234
0.7%
LARGEST VALUES
65.0
1
<0.1%
59.0
1
<0.1%
47.0
1
<0.1%
44.0
1
<0.1%
43.0
3
<0.1%
42.0
2
<0.1%
41.0
5
<0.1%
40.0
1
<0.1%
39.0
1
<0.1%
38.0
1
<0.1%
37.0
3
<0.1%
36.0
8
<0.1%
35.0
11
<0.1%
34.0
15
<0.1%
33.0
17
<0.1%
num_sats
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_acc
1.00
num_op_rev_tl
0.84
total_acc
0.72
num_rev_accts
0.68
num_rev_tl_bal_gt_0
0.67
num_actv_rev_tl
0.66
num_bc_sats
0.64
num_actv_bc_tl
0.56
num_bc_tl
0.56
acc_open_past_24mths
0.51
total_rev_hi_lim
0.42
total_bal_ex_mort
0.40
total_bc_limit
0.39
num_il_tl
0.39

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.13
purpose
0.08
addr_state
0.07
term
0.06
sub_grade
0.05
grade
0.05
verification_status
0.04
issue_d
0.03
pub_rec_bankruptcies
0.02
application_type
0.02
loan_status
0.01
debt_settlement_flag
0.01
acc_now_delinq
0.01
num_tl_30dpd
0.01
MOST FREQUENT VALUES
9.0
60,157
8.6%
10.0
58,465
8.4%
8.0
58,175
8.3%
11.0
53,828
7.7%
7.0
53,059
7.6%
12.0
48,018
6.9%
6.0
45,067
6.4%
13.0
41,545
5.9%
14.0
36,656
5.2%
5.0
33,295
4.8%
15.0
31,031
4.4%
16.0
26,033
3.7%
17.0
21,481
3.1%
4.0
20,752
3.0%
18.0
17,997
2.6%
SMALLEST VALUES
0.0
10
<0.1%
1.0
416
<0.1%
2.0
2,968
0.4%
3.0
9,697
1.4%
4.0
20,752
3.0%
5.0
33,295
4.8%
6.0
45,067
6.4%
7.0
53,059
7.6%
8.0
58,175
8.3%
9.0
60,157
8.6%
10.0
58,465
8.4%
11.0
53,828
7.7%
12.0
48,018
6.9%
13.0
41,545
5.9%
14.0
36,656
5.2%
LARGEST VALUES
85.0
1
<0.1%
82.0
1
<0.1%
81.0
1
<0.1%
80.0
1
<0.1%
77.0
1
<0.1%
74.0
1
<0.1%
72.0
5
<0.1%
71.0
1
<0.1%
69.0
1
<0.1%
67.0
4
<0.1%
65.0
4
<0.1%
63.0
11
<0.1%
62.0
3
<0.1%
61.0
5
<0.1%
60.0
6
<0.1%
num_tl_30dpd
MISSING:
---
TOP CATEGORIES
0.0
696,927
>99%
1.0
2,273
<1%
2.0
89
<1%
3.0
13
<1%
4.0
1
<1%
ALL
699,303
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
num_tl_30dpd
PROVIDES INFORMATION ON...
pymnt_plan
1.00
out_prncp
1.00
out_prncp_inv
1.00
policy_code
1.00
hardship_flag
1.00
acc_now_delinq
0.59
pub_rec_bankruptcies
0.00
issue_d
0.00
home_ownership
0.00
application_type
0.00
addr_state
0.00
sub_grade
0.00
grade
0.00
purpose
0.00

THESE FEATURES
GIVE INFORMATION
ON num_tl_30dpd:
acc_now_delinq
0.85
issue_d
0.03
addr_state
0.01
sub_grade
0.01
pub_rec_bankruptcies
0.01
home_ownership
0.01
grade
0.00
purpose
0.00
verification_status
0.00
application_type
0.00
term
0.00
initial_list_status
0.00
debt_settlement_flag
0.00
chargeoff_within_12_mths
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
num_tl_30dpd
CORRELATION RATIO WITH...
delinq_2yrs
0.10
delinq_amnt
0.04
mo_sin_old_rev_tl_op
0.03
tot_hi_cred_lim
0.03
mort_acc
0.03
num_rev_accts
0.02
total_acc
0.02
open_acc
0.02
tot_cur_bal
0.02
total_rev_hi_lim
0.02
num_bc_tl
0.02
num_op_rev_tl
0.02
total_bc_limit
0.01
num_sats
0.01
num_tl_90g_dpd_24m
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
delinq_2yrs
0.66
num_accts_ever_120_pd
0.32
collections_12_mths_ex_med
0.13
num_il_tl
0.08
total_acc
0.07
total_bc_limit
-0.06
delinq_amnt
0.05
total_rev_hi_lim
-0.05
total_il_high_credit_limit
0.03
acc_open_past_24mths
-0.03
revol_bal
-0.03
num_actv_bc_tl
-0.03
mo_sin_old_rev_tl_op
0.02
num_rev_accts
0.02

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
chargeoff_within_12_mths
0.21
acc_now_delinq
0.06
sub_grade
0.04
grade
0.04
addr_state
0.03
pub_rec_bankruptcies
0.03
verification_status
0.03
issue_d
0.02
purpose
0.02
loan_status
0.01
application_type
0.01
initial_list_status
0.01
term
0.01
num_tl_30dpd
0.01
MOST FREQUENT VALUES
0.0
660,686
94.5%
1.0
28,904
4.1%
2.0
5,409
0.8%
3.0
1,670
0.2%
4.0
918
0.1%
5.0
524
<0.1%
6.0
363
<0.1%
7.0
238
<0.1%
8.0
139
<0.1%
9.0
121
<0.1%
10.0
113
<0.1%
11.0
72
<0.1%
12.0
44
<0.1%
13.0
23
<0.1%
14.0
21
<0.1%
SMALLEST VALUES
0.0
660,686
94.5%
1.0
28,904
4.1%
2.0
5,409
0.8%
3.0
1,670
0.2%
4.0
918
0.1%
5.0
524
<0.1%
6.0
363
<0.1%
7.0
238
<0.1%
8.0
139
<0.1%
9.0
121
<0.1%
10.0
113
<0.1%
11.0
72
<0.1%
12.0
44
<0.1%
13.0
23
<0.1%
14.0
21
<0.1%
LARGEST VALUES
29.0
1
<0.1%
22.0
1
<0.1%
20.0
5
<0.1%
19.0
8
<0.1%
18.0
9
<0.1%
17.0
7
<0.1%
16.0
8
<0.1%
15.0
19
<0.1%
14.0
21
<0.1%
13.0
23
<0.1%
12.0
44
<0.1%
11.0
72
<0.1%
10.0
113
<0.1%
9.0
121
<0.1%
8.0
139
<0.1%
num_tl_op_past_12m
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
acc_open_past_24mths
0.77
mo_sin_rcnt_tl
-0.49
mo_sin_rcnt_rev_tl_op
-0.41
open_acc
0.39
num_sats
0.39
num_op_rev_tl
0.38
total_acc
0.35
num_rev_accts
0.33
num_actv_rev_tl
0.28
num_rev_tl_bal_gt_0
0.27
num_bc_sats
0.27
num_bc_tl
0.26
num_actv_bc_tl
0.20
num_il_tl
0.19

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.21
grade
0.20
verification_status
0.10
pub_rec_bankruptcies
0.09
home_ownership
0.07
loan_status
0.07
addr_state
0.05
initial_list_status
0.05
purpose
0.04
issue_d
0.04
debt_settlement_flag
0.03
term
0.03
application_type
0.02
acc_now_delinq
0.01
MOST FREQUENT VALUES
1.0
168,230
24.1%
2.0
153,265
21.9%
0.0
115,645
16.5%
3.0
111,760
16.0%
4.0
68,613
9.8%
5.0
37,445
5.4%
6.0
20,025
2.9%
7.0
11,144
1.6%
8.0
5,797
0.8%
9.0
3,196
0.5%
10.0
1,716
0.2%
11.0
996
0.1%
12.0
527
<0.1%
13.0
383
<0.1%
14.0
192
<0.1%
SMALLEST VALUES
0.0
115,645
16.5%
1.0
168,230
24.1%
2.0
153,265
21.9%
3.0
111,760
16.0%
4.0
68,613
9.8%
5.0
37,445
5.4%
6.0
20,025
2.9%
7.0
11,144
1.6%
8.0
5,797
0.8%
9.0
3,196
0.5%
10.0
1,716
0.2%
11.0
996
0.1%
12.0
527
<0.1%
13.0
383
<0.1%
14.0
192
<0.1%
LARGEST VALUES
32.0
1
<0.1%
31.0
1
<0.1%
30.0
1
<0.1%
29.0
1
<0.1%
28.0
6
<0.1%
27.0
1
<0.1%
26.0
4
<0.1%
25.0
1
<0.1%
24.0
3
<0.1%
23.0
9
<0.1%
21.0
8
<0.1%
20.0
18
<0.1%
19.0
18
<0.1%
18.0
24
<0.1%
17.0
53
<0.1%
pub_rec_bankruptcies
MISSING:
---
TOP CATEGORIES
0.0
601,160
86%
1.0
91,838
13%
2.0
4,866
<1%
3.0
1,020
<1%
4.0
275
<1%
5.0
107
<1%
6.0
30
<1%
8.0
4
<1%
7.0
2
<1%
9.0
1
<1%
ALL
699,303
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
pub_rec_bankruptcies
PROVIDES INFORMATION ON...
pymnt_plan
1.00
out_prncp
1.00
out_prncp_inv
1.00
policy_code
1.00
hardship_flag
1.00
num_tl_30dpd
0.01
acc_now_delinq
0.00
chargeoff_within_12_mths
0.00
grade
0.00
addr_state
0.00
sub_grade
0.00
loan_status
0.00
application_type
0.00
issue_d
0.00

THESE FEATURES
GIVE INFORMATION
ON pub_rec_bankruptcies:
addr_state
0.02
sub_grade
0.01
grade
0.01
issue_d
0.00
purpose
0.00
loan_status
0.00
verification_status
0.00
home_ownership
0.00
num_tl_30dpd
0.00
chargeoff_within_12_mths
0.00
acc_now_delinq
0.00
term
0.00
initial_list_status
0.00
application_type
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pub_rec_bankruptcies
CORRELATION RATIO WITH...
pub_rec
0.62
total_bc_limit
0.15
total_rev_hi_lim
0.12
acc_open_past_24mths
0.12
revol_bal
0.11
tot_hi_cred_lim
0.10
tot_cur_bal
0.09
num_tl_op_past_12m
0.09
mo_sin_rcnt_rev_tl_op
0.08
total_rec_prncp
0.07
total_bal_ex_mort
0.07
funded_amnt_inv
0.07
loan_amnt
0.07
funded_amnt
0.07
tax_liens
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
pub_rec
0.72
annual_inc
0.03
total_rec_int
0.03
total_bc_limit
-0.03
total_acc
-0.02
total_rec_late_fee
0.02
total_rev_hi_lim
-0.02
num_rev_accts
-0.02
last_pymnt_amnt
-0.02
installment
0.02
acc_open_past_24mths
0.02
mo_sin_old_rev_tl_op
0.02
mort_acc
-0.02
num_tl_op_past_12m
0.02

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
addr_state
0.09
issue_d
0.05
pub_rec_bankruptcies
0.03
sub_grade
0.03
grade
0.03
purpose
0.02
verification_status
0.02
application_type
0.02
loan_status
0.01
term
0.01
initial_list_status
0.01
acc_now_delinq
0.01
num_tl_30dpd
0.01
home_ownership
0.00
MOST FREQUENT VALUES
0.0
672,123
96.1%
1.0
18,406
2.6%
2.0
5,020
0.7%
3.0
1,860
0.3%
4.0
860
0.1%
5.0
485
<0.1%
6.0
242
<0.1%
7.0
103
<0.1%
8.0
55
<0.1%
9.0
45
<0.1%
10.0
23
<0.1%
11.0
19
<0.1%
12.0
9
<0.1%
15.0
8
<0.1%
14.0
7
<0.1%
SMALLEST VALUES
0.0
672,123
96.1%
1.0
18,406
2.6%
2.0
5,020
0.7%
3.0
1,860
0.3%
4.0
860
0.1%
5.0
485
<0.1%
6.0
242
<0.1%
7.0
103
<0.1%
8.0
55
<0.1%
9.0
45
<0.1%
10.0
23
<0.1%
11.0
19
<0.1%
12.0
9
<0.1%
13.0
3
<0.1%
14.0
7
<0.1%
LARGEST VALUES
61.0
5
<0.1%
52.0
1
<0.1%
46.0
1
<0.1%
45.0
2
<0.1%
37.0
1
<0.1%
30.0
1
<0.1%
27.0
5
<0.1%
24.0
2
<0.1%
23.0
1
<0.1%
21.0
3
<0.1%
20.0
5
<0.1%
19.0
1
<0.1%
18.0
2
<0.1%
16.0
5
<0.1%
15.0
8
<0.1%
tot_hi_cred_lim
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_cur_bal
0.97
mort_acc
0.56
total_bal_ex_mort
0.51
total_rev_hi_lim
0.49
revol_bal
0.45
total_il_high_credit_limit
0.42
total_bc_limit
0.40
annual_inc
0.39
total_acc
0.34
funded_amnt_inv
0.33
funded_amnt
0.33
loan_amnt
0.33
total_rec_prncp
0.32
total_pymnt_inv
0.32

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.50
sub_grade
0.17
grade
0.16
purpose
0.12
addr_state
0.11
pub_rec_bankruptcies
0.10
term
0.10
loan_status
0.09
initial_list_status
0.05
issue_d
0.05
application_type
0.04
verification_status
0.04
debt_settlement_flag
0.03
acc_now_delinq
0.03
MOST FREQUENT VALUES
15800.0
232
<0.1%
24500.0
217
<0.1%
11500.0
215
<0.1%
18000.0
210
<0.1%
15000.0
209
<0.1%
7000.0
208
<0.1%
21800.0
207
<0.1%
10000.0
205
<0.1%
30000.0
205
<0.1%
22000.0
205
<0.1%
23000.0
204
<0.1%
17000.0
203
<0.1%
18500.0
202
<0.1%
9000.0
202
<0.1%
16500.0
201
<0.1%
SMALLEST VALUES
0.0
10
<0.1%
200.0
4
<0.1%
300.0
7
<0.1%
400.0
1
<0.1%
500.0
17
<0.1%
600.0
2
<0.1%
700.0
5
<0.1%
800.0
12
<0.1%
900.0
4
<0.1%
1000.0
21
<0.1%
1100.0
5
<0.1%
1118.0
1
<0.1%
1145.0
1
<0.1%
1146.0
1
<0.1%
1200.0
4
<0.1%
LARGEST VALUES
9999999.0
5
<0.1%
5915440.0
1
<0.1%
5369659.0
1
<0.1%
4819402.0
1
<0.1%
4475891.0
1
<0.1%
4358152.0
1
<0.1%
4284707.0
1
<0.1%
4212007.0
1
<0.1%
4096200.0
1
<0.1%
3917588.0
4
<0.1%
3753701.0
1
<0.1%
3709587.0
1
<0.1%
3611867.0
1
<0.1%
3429816.0
1
<0.1%
3389668.0
1
<0.1%
total_bal_ex_mort
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_il_high_credit_limit
0.89
tot_cur_bal
0.52
num_il_tl
0.51
tot_hi_cred_lim
0.51
revol_bal
0.49
total_acc
0.44
total_rev_hi_lim
0.42
num_sats
0.40
open_acc
0.40
annual_inc
0.30
total_bc_limit
0.28
funded_amnt
0.27
loan_amnt
0.27
funded_amnt_inv
0.27

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.13
term
0.09
pub_rec_bankruptcies
0.07
addr_state
0.07
purpose
0.06
verification_status
0.04
sub_grade
0.04
grade
0.03
issue_d
0.03
initial_list_status
0.02
application_type
0.02
loan_status
0.01
chargeoff_within_12_mths
0.01
acc_now_delinq
0.01
MOST FREQUENT VALUES
0.0
513
<0.1%
17790.0
33
<0.1%
19428.0
32
<0.1%
28476.0
32
<0.1%
31044.0
31
<0.1%
25922.0
31
<0.1%
33739.0
31
<0.1%
29189.0
31
<0.1%
22117.0
30
<0.1%
23520.0
30
<0.1%
20766.0
30
<0.1%
41098.0
30
<0.1%
26185.0
30
<0.1%
34491.0
30
<0.1%
31154.0
29
<0.1%
SMALLEST VALUES
0.0
513
<0.1%
1.0
9
<0.1%
2.0
14
<0.1%
3.0
14
<0.1%
4.0
5
<0.1%
5.0
10
<0.1%
6.0
12
<0.1%
7.0
11
<0.1%
8.0
5
<0.1%
9.0
5
<0.1%
10.0
8
<0.1%
11.0
3
<0.1%
12.0
10
<0.1%
13.0
7
<0.1%
14.0
7
<0.1%
LARGEST VALUES
1569179.0
1
<0.1%
1548128.0
1
<0.1%
1501187.0
1
<0.1%
1394335.0
1
<0.1%
1234429.0
1
<0.1%
1173009.0
1
<0.1%
1151161.0
4
<0.1%
1092321.0
1
<0.1%
1089755.0
1
<0.1%
1072366.0
1
<0.1%
1034841.0
1
<0.1%
1029204.0
1
<0.1%
1009178.0
1
<0.1%
963229.0
1
<0.1%
945836.0
1
<0.1%
total_bc_limit
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_rev_hi_lim
0.79
num_bc_sats
0.63
num_bc_tl
0.55
num_actv_bc_tl
0.49
revol_bal
0.46
num_op_rev_tl
0.44
tot_hi_cred_lim
0.40
num_rev_accts
0.39
num_sats
0.39
open_acc
0.39
funded_amnt_inv
0.35
funded_amnt
0.35
loan_amnt
0.35
total_rec_prncp
0.34

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.29
grade
0.26
pub_rec_bankruptcies
0.15
home_ownership
0.14
purpose
0.10
verification_status
0.09
addr_state
0.08
issue_d
0.08
loan_status
0.07
initial_list_status
0.06
term
0.06
debt_settlement_flag
0.03
chargeoff_within_12_mths
0.02
num_tl_30dpd
0.01
MOST FREQUENT VALUES
0.0
8,116
1.2%
5000.0
5,475
0.8%
10000.0
4,920
0.7%
6000.0
4,839
0.7%
7000.0
4,771
0.7%
8000.0
4,598
0.7%
4000.0
4,507
0.6%
9000.0
4,501
0.6%
3000.0
4,474
0.6%
7500.0
4,387
0.6%
6500.0
4,317
0.6%
8500.0
4,082
0.6%
5500.0
4,076
0.6%
2000.0
4,006
0.6%
9500.0
3,970
0.6%
SMALLEST VALUES
0.0
8,116
1.2%
100.0
6
<0.1%
200.0
92
<0.1%
251.0
1
<0.1%
300.0
660
<0.1%
400.0
199
<0.1%
420.0
4
<0.1%
430.0
1
<0.1%
500.0
2,071
0.3%
540.0
1
<0.1%
550.0
2
<0.1%
600.0
439
<0.1%
650.0
1
<0.1%
700.0
558
<0.1%
750.0
12
<0.1%
LARGEST VALUES
1105500.0
1
<0.1%
616000.0
1
<0.1%
474600.0
1
<0.1%
470900.0
1
<0.1%
460900.0
1
<0.1%
425150.0
1
<0.1%
405300.0
4
<0.1%
391000.0
1
<0.1%
386700.0
1
<0.1%
374300.0
1
<0.1%
372800.0
1
<0.1%
370240.0
1
<0.1%
368500.0
1
<0.1%
363800.0
1
<0.1%
363180.0
1
<0.1%
total_il_high_credit_limit
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_bal_ex_mort
0.89
num_il_tl
0.57
total_acc
0.43
tot_cur_bal
0.43
tot_hi_cred_lim
0.42
num_sats
0.37
open_acc
0.36
annual_inc
0.26
funded_amnt
0.21
loan_amnt
0.21
funded_amnt_inv
0.21
installment
0.20
total_pymnt
0.19
total_pymnt_inv
0.19

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.11
addr_state
0.08
term
0.08
sub_grade
0.04
pub_rec_bankruptcies
0.04
purpose
0.04
grade
0.03
verification_status
0.03
issue_d
0.03
application_type
0.03
initial_list_status
0.02
loan_status
0.01
acc_now_delinq
0.01
num_tl_30dpd
0.01
MOST FREQUENT VALUES
0.0
75,238
10.8%
10000.0
4,630
0.7%
15000.0
3,645
0.5%
20000.0
3,083
0.4%
5000.0
2,818
0.4%
12000.0
2,308
0.3%
25000.0
2,103
0.3%
6000.0
1,958
0.3%
8000.0
1,750
0.3%
7000.0
1,210
0.2%
35000.0
1,210
0.2%
4000.0
1,202
0.2%
18000.0
1,153
0.2%
30000.0
1,147
0.2%
9000.0
1,036
0.1%
SMALLEST VALUES
0.0
75,238
10.8%
36.0
1
<0.1%
95.0
1
<0.1%
102.0
1
<0.1%
173.0
4
<0.1%
180.0
1
<0.1%
182.0
4
<0.1%
200.0
1
<0.1%
205.0
1
<0.1%
234.0
1
<0.1%
250.0
1
<0.1%
281.0
1
<0.1%
291.0
1
<0.1%
300.0
6
<0.1%
314.0
4
<0.1%
LARGEST VALUES
2000000.0
1
<0.1%
1380346.0
1
<0.1%
1183946.0
1
<0.1%
1147812.0
1
<0.1%
1142229.0
1
<0.1%
1120706.0
4
<0.1%
992704.0
1
<0.1%
976075.0
1
<0.1%
954503.0
1
<0.1%
921338.0
1
<0.1%
870000.0
1
<0.1%
840527.0
1
<0.1%
818478.0
1
<0.1%
817057.0
1
<0.1%
808529.0
1
<0.1%
hardship_flag
MISSING:
---
TOP CATEGORIES
N
699,303
100%
ALL
699,303
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
hardship_flag
PROVIDES INFORMATION ON...
pymnt_plan
1.00
out_prncp
1.00
out_prncp_inv
1.00
policy_code
1.00
acc_now_delinq
0.00
debt_settlement_flag
0.00
home_ownership
0.00
grade
0.00
verification_status
0.00
issue_d
0.00
loan_status
0.00
purpose
0.00
initial_list_status
0.00
pub_rec_bankruptcies
-0.00

THESE FEATURES
GIVE INFORMATION
ON hardship_flag:
term
1.00
grade
1.00
sub_grade
1.00
home_ownership
1.00
verification_status
1.00
issue_d
1.00
loan_status
1.00
pymnt_plan
1.00
purpose
1.00
addr_state
1.00
initial_list_status
1.00
out_prncp
1.00
out_prncp_inv
1.00
policy_code
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
hardship_flag
CORRELATION RATIO WITH...
loan_amnt
0.00
funded_amnt
0.00
funded_amnt_inv
0.00
installment
0.00
annual_inc
0.00
delinq_2yrs
0.00
open_acc
0.00
pub_rec
0.00
revol_bal
0.00
total_acc
0.00
total_pymnt
0.00
total_pymnt_inv
0.00
total_rec_prncp
0.00
total_rec_int
0.00
debt_settlement_flag
MISSING:
---
TOP CATEGORIES
N
676,425
97%
Y
22,878
3%
ALL
699,303
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
debt_settlement_flag
PROVIDES INFORMATION ON...
pymnt_plan
1.00
out_prncp
1.00
out_prncp_inv
1.00
policy_code
1.00
hardship_flag
1.00
loan_status
0.10
initial_list_status
0.00
grade
0.00
sub_grade
0.00
term
0.00
addr_state
0.00
verification_status
0.00
issue_d
0.00
home_ownership
0.00

THESE FEATURES
GIVE INFORMATION
ON debt_settlement_flag:
loan_status
0.37
sub_grade
0.03
grade
0.02
addr_state
0.02
issue_d
0.01
initial_list_status
0.01
verification_status
0.01
term
0.00
home_ownership
0.00
purpose
0.00
pub_rec_bankruptcies
0.00
application_type
0.00
chargeoff_within_12_mths
0.00
num_tl_30dpd
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
debt_settlement_flag
CORRELATION RATIO WITH...
collection_recovery_fee
0.38
recoveries
0.38
total_rec_prncp
0.14
last_pymnt_amnt
0.14
total_rec_late_fee
0.09
total_pymnt_inv
0.08
total_pymnt
0.08
total_rec_int
0.06
num_actv_rev_tl
0.04
num_rev_tl_bal_gt_0
0.04
acc_open_past_24mths
0.03
tot_hi_cred_lim
0.03
total_bc_limit
0.03
num_tl_op_past_12m
0.03